388 Silver Lily Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 388 Silver Lily Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,296 sqft · built 2025
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$664,317 (Jan 2026)
Tax Bill$1,525 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jul 2025 Sale
Flood ZoneZone X (minimal risk)
APN027972-3580

Property Details

APN / Parcel Number

Primary APN027972-3580

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,296 sqft Living Area
Gross Area3,971 sqft
1st Floor Area2,756 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area675 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address388 SILVER LILY WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description118/45-61 SILVER LANDING PHASE 2A LOT 358 OR6283/679
Legal SubdivisionSILVER LANDING PHASE 2A
Legal Block1
Legal Lot Number358
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records · APN 027972-3580

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address388 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Jul 17, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2026 · Amount on Record
Deed SaleJan 02, 2026 · Amount on Record
Prior SaleJul 17, 2025 · Amount on Record
Deed Document Number202638
Deed Book / Page6283 / 679
Record UpdatedJun 08, 2026

January 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 02, 2026
Property Address388 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813
Document Number0062830679
Book / Page6283 / 679
Map ReferenceMB 118 PG 45-61
Instrument DateDec 30, 2025
Instrument2026000038
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2026
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,650.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 SILVER LILY WAY, ST AUGUSTINE, FL 32092-3813

Mortgage

Document Number0006283681
DateJan 02, 2026
Instrument6283/681
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

July 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 17, 2025
Property Address388 SILVER LILY WAY, SAINT AUGUSTINE, FL 32092-3813
Document Number0061851991
Book / Page6185 / 1991
Map ReferenceMB 118 PG 45-61
Instrument DateJul 07, 2025
Instrument2025056817
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,777.70
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1750 W BROADWAY ST # ST111, ST111, OVIEDO, FL 32765-9618

Transferred To (Grantee/Buyer)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$548,337 (+368.66%) Land $120,000 Building $428,337$548,337 (+368.66%) Land $120,000 Building $428,337
2025$1,525.00 (+21.61%)$117,000 (+17%)$117,000 (+17%) Land $117,000
2024$1,254.00$100,000$100,000 Land $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Wildfire

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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