389 Seaton Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 389 Seaton Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1997
Lot Size	0.138 acres (6,003 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Mar 2005)
Tax Bill	$7,008 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1320-058-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1320-058-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,003 sqft (0.138 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	389 SEATON DR
City	FOLSOM
State	CA
Zip	95630-7950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	CRESTLEIGH-NATOMA STATION, LOT 73
Legal Subdivision	CRESTLEIGH-NATOMA STATION
Legal Lot Number	73
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2007
Census Tract	8504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	389 SEATON DR, FOLSOM, CA 95630-7950
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 20, 2019	Reverse Mortgage, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2005 · Amount on Record
Deed Sale	Mar 30, 2005 · Amount on Record
Prior Sale	Jan 8, 1998 · Amount on Record
Deed Book / Page	20050330 / 2724
Last Transfer Date	May 17, 2019
Transfer Doc	6200000000595
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	389 SEATON DR, FOLSOM, CA 95630-7950
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SEATON DR, FOLSOM, CA 95630-7950

Mortgage

Document Number	0000001489
Date	Sep 15, 2021
Instrument	2021091501489

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ELK GROVE, CA 95758

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Oct 10, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.07%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 20, 2019
Property Address	389 SEATON DR, FOLSOM, CA 95630-7950
Document Number	1906200595
Instrument Date	May 17, 2019
Instrument	1906200595
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	389 SEATON DR FOLSOM CA 956307950, FOLSOM, CA 95630-7950

Mortgage

Document Number	1906200596
Date	Jun 20, 2019
Instrument	1906200596

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.84%

Mortgage

Document Number	1906200597,
Date	Jun 20, 2019
Instrument	1906200597

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.84%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$654,005 (+2%) Land $284,346 Building $369,659
2025	$7,008.00 (+2.1%) Homeowner's exemption	$641,182 (+4.04%) Land $278,771 Building $362,411
2024	$6,864.00 (+1.79%)
2023	$6,743.00 (+1.49%) Homeowner's exemption	$616,286 Land $267,947 Building $348,339
2022	$6,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, Verizon.

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