389 Prospect Rd, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 389 Prospect Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,366 sqft · built 1966
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Sep 2023)
Tax Bill	$13,959 (2024)
Deeds & Mortgages	Sep 2025 Refinance Aug 2025 Refinance
Flood Zone	Zone X (minimal risk)
APN	`332089 52-1-37`

Property Details

APN / Parcel Number

Primary APN	`332089 52-1-37`
Alternative APNs	`208905200000010370000000` `52-1-37`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,366 sqft Living Area
1st Floor Area	1,823 sqft
Basement Area	1,159 sqft
Finished Basement	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	104,544 sqft (2.4 acres)
View / Lot	Suburban
Garage Type	Detached
Garage Area	1,890 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	221 sqft
Patio Area	437 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	52-1-37
Street Address	389 PROSPECT RD
City	MONROE
State	NY
Zip	10950-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Block	1
Legal Lot Number	37.00
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	2
Census Block	2006
Census Tract	13302

Owner

389 Prospect Rd is owned by an individual who acquired it in August 2025.

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	42 FIRST AVE, MONROE, NY 10950-2060
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Aug 27, 2025	Deed, Transfer · Stand-Alone Refinance NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000056384
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	389 PROSPECT RD, CHESTER, NY 10918-4409
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059731
Date	Sep 12, 2025
Book Page	15784/1605
Instrument	20250059731

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 27, 2025
Property Address	389 PROSPECT RD, CHESTER, NY 10918-4409
Document Number	0000056384
Book / Page	15777 / 1187
Instrument Date	Aug 26, 2025
Instrument	20250056384
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	WESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FIRST AVE, MONROE, NY 10950-2060

Mortgage

Document Number	0000059731
Date	Aug 27, 2025
Instrument	20250059731

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	362 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,100 (-) Land $12,800 Building $43,300	$640,400 (+9.7%)
2024	$13,959.00	$56,100 (+11.53%) Land $12,800 Building $43,300	$583,800 (+20.59%)
2023		$50,300 (+1.82%) Land $12,800 Building $37,500	$484,100 (+24.93%) Land $123,190 Building $360,910
2022		$49,400 Land $12,800 Building $36,600	$387,500 Land $100,405 Building $287,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Prospect Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Prospect Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Frontier, Verizon.

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