389 E 4th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 389 E 4th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,609 sqft · built 1900
Lot Size	0.24 acres (10,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Oct 2022)
Tax Bill	$2,738 (2026)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72.540.0380`

Property Details

APN / Parcel Number

Primary APN	`72.540.0380`
Alternative APNs	`41233` `52177`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,609 sqft Living Area
Gross Area	1,673 sqft
Basement Area	736 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,528 sqft (0.24 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	672 sqft
Driveway	Driveway

Exterior Amenities

Porch	Patio
Porch Area	128 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	52177
Street Address	389 E 4TH ST
City	ZUMBROTA
State	MN
Zip	55992-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEARNS ADDITION DOC#688743 LOT 4 & E1/2 OF LOT 3 BLK 10 ID# 22-0420-03500
Legal Subdivision	STEARNS ADDITION
Legal Block	10
Legal Lot Number	3-4
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4024
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 E 4TH ST, ZUMBROTA, MN 55992-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Oct 5, 2022	Warranty Deed, Transfer · Closed-End Mortgage THE FIRST STATE BANK OF RED WING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Aug 21, 2014 · Amount on Record
Deed Document Number	2022688742
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GOODHUE MN
Recording Date	Oct 5, 2022
Property Address	389 E 4TH ST, ZUMBROTA, MN 55992-1523
Document Number	000A688743
Instrument Date	Sep 26, 2022
Instrument	A688743
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	389 E 4TH ST, ZUMBROTA, MN 55992-1523

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Oct 5, 2022
Property Address	389 E 4TH ST, ZUMBROTA, MN 55992-1523
Document Number	000A688742
Instrument Date	Sep 26, 2022
Instrument	A688742
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$389.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 E 4TH ST, ZUMBROTA, MN 55992-1523

Mortgage

Document Number	000A688744
Date	Oct 5, 2022
Instrument	A688744

Lender

Name	THE FIRST STATE BANK OF RED WING
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 1, 2028

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,738.00 (+8.65%) Homeowner's exemption	$221,300 (+4.78%) Land $57,000 Building $164,300	$221,300 (+4.78%) Land $57,000 Building $164,300
2025		$211,200 (+3.43%) Land $54,200 Building $157,000	$211,200 (+3.43%) Land $54,200 Building $157,000
2023	$2,520.00 Homeowner's exemption	$204,200 Land $54,200 Building $150,000	$204,200 Land $54,200 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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