366 E 4th St, Zumbrota, MN 55992 Property Records

Goodhue County property record for 366 E 4th St, Zumbrota, MN 55992

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,709 sqft · built 1885
Lot Size	0.23 acres (9,840 sqft)
Owner	Individual Name on Record
Tax Bill	$2,682 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`72.500.0080`

Property Details

APN / Parcel Number

Primary APN	`72.500.0080`
Alternative APN	`1677`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	1,945 sqft
Attic	Attic
Attic Area	185 sqft
Basement Area	168 sqft
Unfinished Basement	517 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,840 sqft (0.23 acres)
Lot Width	80 ft Width
Garage Type	Detached
Garage Area	280 sqft

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	250 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1677
Street Address	366 E 4TH ST
City	ZUMBROTA
State	MN
Zip	55992-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADDITION ID# 22-0400-00600 E 82 FT OF LOT 1 BLK 2
Legal Subdivision	RAILROAD ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	GOODHUE MN
Township / Civil Division	ZUMBROTA
Census Block Group	4
Census Block	4020
Census Tract	80900

Owner

Source: Goodhue County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	366 E 4TH ST, ZUMBROTA, MN 55992-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Aug 2, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 29, 2021
Transfer Doc	677744
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	366 E 4TH ST, ZUMBROTA, MN 55992-1524
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A690833
Date	Jan 23, 2023
Instrument	A690833

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.34%
Type Change Date	Apr 1, 2028
Change Frequency	3 Years
Min Rate At Change	4.99%
Max Rate At Change	11.3%
Index	3-Year TN
Margin	1
Max Rate	11.3%

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GOODHUE MN
Recording Date	Aug 2, 2021
Property Address	366 E 4TH ST, ZUMBROTA, MN 55992-1524
Document Number	677744
Instrument Date	Jul 29, 2021
Instrument	677744
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
Municipality	Zumbrota City
Unified School District	Zumbrota-Mazeppa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,682.00 (+8.32%) Homeowner's exemption	$217,800 (+4.86%) Land $54,600 Building $163,200	$217,800 (+4.86%) Land $54,600 Building $163,200
2025		$207,700 (+3.49%) Land $51,900 Building $155,800	$207,700 (+3.49%) Land $51,900 Building $155,800
2023	$2,476.00 Homeowner's exemption	$200,700 Land $51,900 Building $148,800	$200,700 Land $51,900 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Zumbrota serves 3,172 people · EPA ID MN1250020
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
Hiawatha Broadband Communications Fixed Wireless	100 / 20
TSC DSL · Fiber in parts of the area	100 / 20

May also be available: GigFire.

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