3889 Seigle Dr, Elgin, IL 60124 Property Records

Kane County property record for 3889 Seigle Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,619 sqft · built 2007
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$97,500 (Apr 2008)
Tax Bill$8,931 (2025)
Deeds & MortgagesJul 2022 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-329-001

Property Details

APN / Parcel Number

Primary APN05-25-329-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,619 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3889 SEIGLE DR
CityELGIN
StateIL
Zip60124-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE 1 LT 66
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase1
Legal Block1
Legal Lot Number66
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1033
Census Tract850709

Owner

3889 Seigle Dr is owned and occupied by two individuals who acquired it in July 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3889 SEIGLE DR, ELGIN, IL 60124-3102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Transfer on Death Deed, Transfer
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2008 · Amount on File
Deed SaleApr 21, 2008 · Amount on File
Prior SaleMar 27, 2008 · Amount on File
Deed Document Number200833409
Last Transfer DateJul 5, 2022
Transfer Doc0000034541
Record UpdatedOct 29, 2026

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateJul 5, 2022
Property Address3889 SEIGLE DR, ELGIN, IL 60124-3102
Document Number0000034541
Instrument DateJul 5, 2022
Instrument2022K034541
Transaction TypeTransfer
Record UpdatedJul 11, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3889 SEIGLE DR, 3889, ELGIN, IL 60124-3102

Transferred To (Grantee/Buyer)

NameVerified Name

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3889 SEIGLE DR, ELGIN, IL 60124-3102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067240
DateNov 4, 2020
Instrument2020K067240
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3889 Seigle Dr was $8,931 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,931.00 Homeowner's exemption Senior Citizen's exemption$131,423 (+7.79%) Land $29,791 Building $101,632$394,427 (+7.79%) Land $89,409 Building $305,018
2024$121,925 Land $27,638 Building $94,287$365,921 Land $82,947 Building $282,974
2022$9,127.00 (+5.15%) Homeowner's exemption$113,728 (+7.57%) Land $23,671 Building $90,057$341,184 (+7.57%) Land $71,013 Building $270,171
2021$8,680.00 Homeowner's exemption$105,728 Land $22,868 Building $82,860$317,184 Land $68,604 Building $248,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3889 Seigle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3889 Seigle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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