Kane County property record for 3883 Seigle Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,045 sqft · built 2007 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $428,500 (Nov 2007) |
| Tax Bill | $9,571 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-329-003 |
| Primary APN | 05-25-329-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 2,045 sqft |
| Basement Area | 2,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 3883 SEIGLE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE 1 LT 68 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 28, 2017 | Deed of Trust, Mortgage · ARM DITECH FINANCIAL LLC |
| Jun 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2007 · Amount on Record |
| Deed Sale | Nov 21, 2007 · Amount on Record |
| Deed Document Number | 2007115880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000058472 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021K058472 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate | 2.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Document Number | 0000050558 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025K050558 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Document Number | 0000028030 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2025K028030 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000015501 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 2017K015501 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3883 SEIGLE DR, ELGIN, IL 60124-3102 |
| Document Number | 0000024957 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3883 SEIGLE DR ELGIN IL 601243102, ELGIN, IL 60124-3102 |
| Document Number | 0000024957 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 24957 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Rate | 3.25% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,571.00 (+14.8%) Homeowner's exemption Senior Citizen's exemption | $141,365 (+7.79%) Land $25,025 Building $116,340 | $424,265 (+7.79%) Land $75,105 Building $349,160 |
| 2024 | $131,148 (+25.09%) Land $23,216 Building $107,932 | $393,601 (+25.14%) Land $69,676 Building $323,926 | |
| 2022 | $8,337.00 (+0.77%) Homeowner's exemption | $104,839 (+3.51%) Land $19,222 Building $85,617 | $314,517 (+3.51%) Land $57,666 Building $256,851 |
| 2021 | $8,273.00 Homeowner's exemption | $101,284 Land $18,570 Building $82,714 | $303,852 Land $55,710 Building $248,142 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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