Charlotte County property record for 38885 Washington Loop Rd, Punta Gorda, FL 33982
| Property Type | Horticulture, Ornamental (Agricultural) |
|---|---|
| Details | 4 bd · 6 ba · 4,642 sqft · built 2005 |
| Lot Size | 17.6 acres (766,655 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,657 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-24-19-400-001 |
| Primary APN | 40-24-19-400-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 3 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 4,642 sqft Total Area |
| Gross Area | 8,652 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 766,655 sqft (17.6 acres) |
| Garage Type | Attached |
| Garage Area | 1,102 sqft |
| Pool Area | 942 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,080 sqft |
| Patio Area | 90 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004626821 |
|---|---|
| Old Parcel Number | 00729730013007 |
| Street Address | 38885 WASHINGTON LOOP RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9532 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Horticulture, Ornamental (Agricultural) |
| Local Zoning Code | AG |
| Legal Description | ZZZ 194024 P5-13A 19 40 24 PARCEL 5-13A 17.60 AC. M/L COMM AT SW COR OF SE1/4 TH N 74.57FT TO N ROW WASHINGTON L |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 19 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 10100 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38885 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2002 |
| Deed Sale | Jun 1, 2002 |
| Deed Document Number | 944847 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38885 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0042972148 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38885 WASHINGTON LOOP RD PUNTA GORDA FL 339829532, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0042972148 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 004297/002148 |
| Instrument | 2599115 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38885 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0042971742 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38885 WASHINGTON LOOP RD PUNTA GORDA FL 339829532, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0042971742 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 004297/001742 |
| Instrument | 2599011 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2033 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,657.00 (-10.58%) Homeowner's exemption | $486,817 (+6.27%) | $1,045,038 (-11.52%) Land $196,307 Building $848,731 |
| 2023 | $7,445.00 (+5.45%) Homeowner's exemption | $458,078 (+5.57%) | $1,181,134 (+21.72%) Land $261,707 Building $919,427 |
| 2022 | $7,060.00 Homeowner's exemption | $433,903 | $970,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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