Charlotte County property record for 38841 Washington Loop Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,610 sqft · built 2001 |
| Lot Size | 12.5 acres (546,372 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $717,000 (Feb 2024) |
| Tax Bill | $2,609 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2026 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402419400006 |
| Primary APN | 402419400006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,610 sqft Living Area |
| Gross Area | 3,774 sqft |
| 1st Floor Area | 2,610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 546,372 sqft (12.5 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 570 sqft |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Loading Dock | 224 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00729730008102 |
|---|---|
| Street Address | 38841 WASHINGTON LOOP RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | ZZZ 194024 P5-8 19 40 24 P-5-8 12.543 A M/L COMM AT SE COR OF SW1/4 TH N 74.57FT E 135. 02FT FOR POB TH N 641.11FT E 417.10 FT NE 281.88FT SE 312.02FT TO C/L OF MYRTLE CR TH SE 200.76FT SW 150 FT S 400FT TO N ROW LN SR-764 TH W 209.60FT TO CURVE TO |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 19 |
| Legal Tract | ZZZ |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10100 |
38841 Washington Loop Rd is owner-occupied and held in a trust since April 2026.
Source: Charlotte County records, as of May 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on File |
| Deed Sale | Feb 20, 2024 · Amount on File |
| Deed Document Number | 20243371027 |
| Last Transfer Date | Apr 15, 2026 |
| Transfer Doc | 0003634673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0003599670 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 3599670 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0003634673 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263634673 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 20, 2024 |
| Property Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0003371027 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 3371027 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,019.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1219 WINCHELL RD, AURORA, OH 44202-7730 |
| Name | Verified Name |
|---|---|
| Address | 38841 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9532 |
| Document Number | 0003371028 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 3371028 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 38841 Washington Loop Rd was $2,609, down 27.4% from the year before.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,609.00 (-27.45%) | $212,995 | $606,069 Land $155,200 Building $450,869 |
| 2024 | $3,596.00 (+2.45%) | ||
| 2023 | $3,510.00 (+2.15%) Homeowner's exemption | $231,237 (+1.49%) | $613,325 (+30.83%) Land $185,210 Building $428,115 |
| 2022 | $3,436.00 Homeowner's exemption | $227,831 | $468,813 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38841 Washington Loop Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38841 Washington Loop Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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