3860 Ordinary Loop, Hayes, VA 23072 Property Records

Gloucester County property record for 3860 Ordinary Loop, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,776 sqft · built 2012
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Apr 2019)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Dec 2020 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44060`

Property Details

APN / Parcel Number

Primary APN	`44060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	2,862 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	882 sqft
Porch	Open Porch
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3860 ORDINARY LOOP
City	HAYES
State	VA
Zip	23072-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BEDFORD FALLS, PHASE 1, LOT 12
Legal Subdivision	PLAT: PB26 92-92C
Legal Phase	1
Legal Lot Number	12
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1018
Census Tract	100302

Owner

Source: Gloucester County records · APN 44060

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3860 ORDINARY LOOP, HAYES, VA 23072-2954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING
Apr 15, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	ID 1901538
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3860 ORDINARY LOOP, HAYES, VA 23072-2954
Transaction Type	Mortgage
Record Updated	Nov 01, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007283
Date	Dec 29, 2020
Instrument	200007283

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	355 Months
Due	Jul 01, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 15, 2019
Property Address	3860 ORDINARY LOOP, HAYES, VA 23072-2954
Document Number	0190001538
Instrument Date	Mar 22, 2019
Instrument	190001538
Transaction Type	Transfer
Record Updated	Nov 01, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 ORDINARY LOOP, HAYES, VA 23072-2954

Mortgage

Document Number	0190001539
Date	Apr 15, 2019
Instrument	190001539

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (+5.33%)	$396,210 (-) Land $71,970 Building $324,240	$396,210 (-) Land $71,970 Building $324,240
2024	$2,309.00	$396,210 (-) Land $71,970 Building $324,240	$396,210 (-) Land $71,970 Building $324,240
2023	$2,309.00 (+4.06%)	$396,210 (+29.42%) Land $71,970 Building $324,240	$396,210 (+29.42%) Land $71,970 Building $324,240
2022	$2,219.00	$306,150 Land $47,840 Building $258,310	$306,150 Land $47,840 Building $258,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ordinary Loop

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