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3888 Mariners Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 3888 Mariners Dr, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,327 sqft · built 1985
Lot Size0.248 acres (10,846 sqft)
OwnerIndividual Name on Record
Tax Bill$1,291 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-2S-28-3020-00E00-0270

Property Details

APN / Parcel Number

Primary APN28-2S-28-3020-00E00-0270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,327 sqft Heated Area
Gross Area2,166 sqft
1st Floor Area1,587 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area10,846 sqft (0.248 acres)
Lot Dimensions1,360 ft deep x 800 ft wide
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area150 sqft
Deck Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number282S28302000E000270
Street Address3888 MARINERS DR
CityGULF BREEZE
StateFL
Zip32563-2949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHNCD LIFE EST* RESERVED IN: PARADISE BAY UNIT #2 LOT 27 BLK E AS DES IN OR 1350 PG 823 & E-L/E IN 4006 PG 92 & E-L/E IN OR
Legal Range28W
Legal Township02S
Legal Section28
Legal SubdivisionPARADISE BAY/1,2,3
Legal BlockE
Legal Lot Number27
Legal Unit2
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1003
Census Tract10814

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3888 MARINERS DR, GULF BREEZE, FL 32563-2949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Line of Credit
GULF WINDS FCU
Mar 5, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
GULF WINDS FCU
Sep 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleSep 23, 2020
Last Transfer DateMar 5, 2021
Transfer Doc0040820688
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3888 MARINERS DR, GULF BREEZE, FL 32563-2949
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3888 MARINERS DR, GULF BREEZE, FL 32563-2949

Mortgage

Document Number0042431790
DateFeb 9, 2022
Book Page4243/1790
Instrument202207730
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 3, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMar 5, 2021
Property Address3888 MARINERS DR, GULF BREEZE, FL 32563-2949
Document Number0040820688
Book / Page4082 / 688
Map ReferenceMB D PG 21
Instrument DateFeb 11, 2021
Instrument202114628
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3888 MARINERS DR, 3888, GULF BREEZE, FL 32563-2949

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 DUCK BLIND WAY, PORT ROYAL, SC 29935-2137

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3888 MARINERS DR, GULF BREEZE, FL 32563-2949
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEMERALD COST TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038691900
DateSep 13, 2019
Book Page3869/1900
Instrument201941027
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateSep 23, 2020
Property Address3888 MARINERS DR, GULF BREEZE, FL 32563-2949
Document Number0040060092
Book / Page004006 / 000092
Instrument DateSep 1, 2020
Instrument48824
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 DUCK BLIND WAY PORT ROYAL SC 299352137, PORT ROYAL, SC 29935-2137

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,291.00 (+15.78%) Homeowner's exemption$120,992 (+3%)$245,319 (+3.74%) Land $75,000 Building $170,319
2023$1,115.00 (+3.53%) Homeowner's exemption$117,468 (+3%)$236,471 (+3.32%) Land $70,000 Building $166,471
2022$1,077.00 Homeowner's exemption$114,047$228,874 Land $70,000 Building $158,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims71 (1985–2020)
Claims Outside the SFHA54 of 71
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims
  • Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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