3886 Mariners Dr, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 3886 Mariners Dr, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1985
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Feb 2018)
Tax Bill	$2,731 (2024)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2S-28-3020-00E00-0260`

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-3020-00E00-0260`
Alternative APN	`S28228302000E000260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	1,358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	114 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3886 MARINERS DR
City	GULF BREEZE
State	FL
Zip	32563-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARADISE BAY UNIT #2 LOT 26 BLK E AS DES IN OR 3705 PG 472
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	PARADISE BAY/1,2,3
Legal Block	E
Legal Lot Number	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1003
Census Tract	10814

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3886 MARINERS DR, GULF BREEZE, FL 32563-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on Record
Deed Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	20187577
Deed Book / Page	3705 / 472
Prior Transfer Date	Feb 26, 2018
Prior Transfer Doc	0037050472
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 27, 2018
Property Address	3886 MARINERS DR, GULF BREEZE, FL 32563-2949
Document Number	0037050472
Book / Page	003705 / 000472
Instrument Date	Feb 26, 2018
Instrument	7577
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3886 MARINERS DR GULF BREEZE FL 325632949, GULF BREEZE, FL 32563-2949

Mortgage

Document Number	37050474
Date	Feb 27, 2018
Book Page	003705/000474
Instrument	7578

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$248,777 (+2.9%)	$251,237 (+3.28%) Land $85,000 Building $166,237
2024	$2,731.00 (-1.12%) Homeowner's exemption	$241,766 (+3%)	$243,250 (+3.63%) Land $75,000 Building $168,250
2023	$2,762.00 (+0.99%) Homeowner's exemption	$234,724 (+1.56%) Land $70,000 Building $164,724	$234,724 (+1.56%) Land $70,000 Building $164,724
2022	$2,735.00 Homeowner's exemption	$231,126	$231,126 Land $70,000 Building $161,126

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	71 (1985–2020)
Claims Outside the SFHA	54 of 71
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Frances, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20