3886 Reflection Dock Dr, Seffner, FL 33584 Property Records

Hillsborough County property record for 3886 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,701 sqft Heated Area
Lot Size6,730 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$363,000 (2025)
Tax Bill$5,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN0662681498
Alternative APN
  • U102920C1S000000000040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,701 sqft Heated Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,730 sqft (0.154 acres)
Depth X Width134 ft x 50 ft Depth x Width
PorchOpen Porch
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number0662681498
Street Address3886 REFLECTION DOCK DR
CitySEFFNER
StateFL
Zip33584-5222
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMIRROR LAKE STILLWATER LOT 4
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionBRANDON
Census Blockgroup3
Census Block3045
Census Tract12107

Owner

Source: Hillsborough County records · APN 0662681498

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4148 BISMARCK PALM DR, TAMPA, FL 33610-9037
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Jun 29, 2022Intrafamily Transfer, Transfer
Apr 30, 2021Special Warranty Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleJun 29, 2022
Deed Doc Number2025375630
Record RefreshedJun 08, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 29, 2025
Property Address3886 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Document Number0000375630
Map ReferenceMB 138 PG 94-100
Instrument DateAug 22, 2025
Instrument2025375630
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyCHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,541.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1712 TAHITIAN SUNRISE DR, PLANT CITY, FL 33565-5989

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4148 BISMARCK PALM DR, TAMPA, FL 33610-9037

Mortgage

Document Number0000375631
DateAug 29, 2025
Instrument2025375631
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateJun 29, 2022
Property Address3886 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Document Number0000324858
Instrument DateApr 10, 2022
Instrument2022324858
Transaction TypeTransfer
Record UpdatedDec 18, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2227 LANDSIDE DR, VALRICO, FL 33594-4205

Transferred To (Grantee/Buyer)

NameVerified Name
Address3386 REFLECTION DOCK DR, SEFFNER, FL 33584

April 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 30, 2021
Property Address3886 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Document Number0000218312
Map ReferenceMB 138 PG 94-100
Instrument DateApr 30, 2021
Instrument2021218312
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,042.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address3886 REFLECTION DOCK DRIVE, SEFFNER, FL 33584-5222

Mortgage

Document Number0000218313
DateApr 30, 2021
Instrument2021218313
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,556.00 (+8.18%) Homeowner's exemption$297,616 (+2.9%)$304,591 (-) Land $77,726 Building $226,865
2024$5,136.00 (+3.51%) Homeowner's exemption$289,228 (+3%)$304,591 (+8.47%) Land $77,726 Building $226,865
2023$4,962.00 (-2.23%) Homeowner's exemption$280,804 (-3.42%) Land $77,726 Building $203,078$280,804 (-13.04%) Land $77,726 Building $203,078
2022$5,075.00 Homeowner's exemption$290,752$322,921 Land $70,660 Building $252,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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