3885 Reflection Dock Dr, Seffner, FL 33584 Property Records

Hillsborough County property record for 3885 Reflection Dock Dr, Seffner, FL 33584 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,701 sqft Heated Area
Lot Size	5,500 sqft (0.126 acres)
Occupancy	Owner Occupied
Last Sale	$376,699 (2021)
Tax Bill	$5,336.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0662681618`
Alternative APN	`U102920C1S000000000640`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,701 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Architectural Style	Contemporary Style
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,500 sqft (0.126 acres)
Depth X Width	110 ft x 50 ft Depth x Width
Porch	Open Porch
Porch Area	160 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	0662681618
Street Address	3885 REFLECTION DOCK DR
City	SEFFNER
State	FL
Zip	33584-5222
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MIRROR LAKE STILLWATER LOT 64
Legal Lot Number	64
Jurisdiction	HILLSBOROUGH FL
Minor Civil Division	BRANDON
Census Blockgroup	3
Census Block	3045
Census Tract	12107

Owner

Source: Hillsborough County records · APN 0662681618

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3885 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Deed Doc Number	2021595493
Record Refreshed	Jun 08, 2026

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 22, 2021
Property Address	3885 REFLECTION DOCK DR, SEFFNER, FL 33584-5222
Document Number	0000595493
Map Reference	MB 138 PG 94-100
Instrument Date	Nov 19, 2021
Instrument	2021595493
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,636.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 REFLECTION DOCK DR, SEFFNER, FL 33584-5222

Mortgage

Document Number	0000595494
Date	Nov 22, 2021
Instrument	2021595494

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,336.00 (+12.01%) Homeowner's exemption	$285,558 (+5.99%)	$293,310 (+8.86%) Land $65,340 Building $227,970
2023	$4,764.00 (-17.66%) Homeowner's exemption	$269,427 (-14.45%) Land $65,340 Building $204,087	$269,427 (-14.45%) Land $65,340 Building $204,087
2022	$5,786.00 Homeowner's exemption	$314,918 Land $59,400 Building $255,518	$314,918 Land $59,400 Building $255,518

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	44.4 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.