3885 Fenner Rd, Troy, OH 45373 Property Records

Miami County property record for 3885 Fenner Rd, Troy, OH 45373

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 1989
Lot Size	3.04 acres (132,422 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C06-039800`

Property Details

APN / Parcel Number

Primary APN	`C06-039800`
Alternative APNs	`070525.0-01-002-00` `C06CC025A00200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	3,240 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	132,422 sqft (3.04 acres)
Garage Area	2,172 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	135 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3885 FENNER RD
City	TROY
State	OH
Zip	45373-8400
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	5-7-25 LOT 2 S SIDE SW W 1/2
Legal Range	05
Legal Township	07
Legal Section	25
Legal Lot Number	2
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3885 FENNER RD, TROY, OH 45373-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 18, 2024	Intrafamily Transfer, Transfer
Feb 28, 2019	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 10, 2024
Transfer Doc	0000000575
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3885 FENNER RD, TROY, OH 45373-8400
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3885 FENNER RD, TROY, OH 45373-8400

Mortgage

Document Number	0000000965
Date	Jan 23, 2026
Instrument	2026OR-00965

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jan 18, 2024
Property Address	3885 FENNER RD, TROY, OH 45373-8400
Document Number	0000000575
Instrument Date	Jan 10, 2024
Instrument	2024OR-00575
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3885 FENNER RD, TROY, OH 45373-8400

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3885 FENNER RD, TROY, OH 45373-8400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002067
Date	Feb 28, 2019
Instrument	2019OR-02067

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2029

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (-0.79%) Homeowner's exemption	$76,230 (+12.2%) Land $26,600 Building $49,630	$217,800 (+12.21%) Land $76,000 Building $141,800
2024	$2,649.00 (+2.04%) Homeowner's exemption	$67,940 (-) Land $25,030 Building $42,910
2023	$2,596.00 (+16.94%) Homeowner's exemption	$67,940 (-) Land $25,030 Building $42,910	$194,100 (-) Land $71,500 Building $122,600
2022	$2,220.00 Homeowner's exemption	$67,940 Land $25,030 Building $42,910	$194,100 Land $71,500 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Skymesh Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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