Okaloosa County property record for 3884 Mesa Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,822 sqft · built 2001 |
| Lot Size | 0.257 acres (11,235 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,980 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9020-1 |
| Primary APN | C56-000-589-9020-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,822 sqft Heated Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 895 sqft |
| Upper Floors Area | 927 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 11,235 sqft (0.257 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3884 MESA RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN WOODS LOT 12 BLK A |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN WOODS |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
3884 Mesa Rd is owned by a company that acquired it in June 2023.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 37 MCCOY LN, CARLISLE, PA 17015-7507 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 |
| Deed Sale | Jun 27, 2023 |
| Prior Sale | Dec 3, 2003 · Amount on File |
| Deed Document Number | 3632013 |
| Deed Book / Page | 3681 / 537 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 3884 MESA RD, DESTIN, FL 32541-2060 |
| Document Number | 0036810537 |
| Book / Page | 3681 / 537 |
| Map Reference | MB 15 PG 36 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 3632013 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 MCCOY LN, CARLISLE, PA 17015-7507 |
| Name | Verified Name |
|---|---|
| Address | 37 MCCOY LN, CARLISLE, PA 17015-7507 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3884 MESA RD, DESTIN, FL 32541-2060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3884 MESA RD, DESTIN, FL 32541-2060 |
| Document Number | 0035163525 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 3516/3525 |
| Instrument | 3419955 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 3884 Mesa Rd was $4,980.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,980.00 | $420,567 Land $124,786 Building $295,781 | $420,567 Land $124,786 Building $295,781 |
| 2023 | $4,890.00 (+158.87%) | $409,360 (+109.69%) Land $113,225 Building $296,135 | $409,360 (+7.48%) Land $113,225 Building $296,135 |
| 2022 | $1,889.00 Homeowner's exemption | $195,221 | $380,868 Land $102,932 Building $277,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3884 Mesa Rd in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3884 Mesa Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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