Okaloosa County property record for 3879 Mesa Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,777 sqft · built 1997 |
| Lot Size | 0.17 acres (7,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Mar 2026) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9048-2 |
| Primary APN | C56-000-589-9048-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 2,419 sqft |
| 1st Floor Area | 1,777 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,389 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 62 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3879 MESA RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN WOODS LOT 5 BLK C |
| Legal Subdivision | INDIAN WOODS |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 23305 |
Source: Okaloosa County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 MAGNOLIA DR, MARY ESTHER, FL 32569-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 26, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2005 · Amount on Record |
| Deed Document Number | 20263806709 |
| Last Transfer Date | Jul 15, 2026 |
| Transfer Doc | 0003828067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 16, 2026 |
| Property Address | 3879 MESA RD, DESTIN, FL 32541-2064 |
| Document Number | 0003828067 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20263828067 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 34 MAGNOLIA DR, MARY ESTHER, FL 32569-2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 26, 2026 |
| Property Address | 3879 MESA RD, DESTIN, FL 32541-2064 |
| Document Number | 0003806709 |
| Map Reference | MB 15 PG 36 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 3806709 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 SHALIMAR DR, SHALIMAR, FL 32579-1242 |
| Name | Verified Name |
|---|---|
| Address | 809 MAIN ST, DESTIN, FL 32541-1818 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3879 MESA RD, DESTIN, FL 32541-2064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SHORELINE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3879 MESA RD, DESTIN, FL 32541-2064 |
| Document Number | 0034980248 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 3498/248 |
| Instrument | 3397864 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 (+6.21%) Homeowner's exemption | $207,984 (+5.99%) | $402,587 (+3.05%) Land $118,546 Building $284,041 |
| 2023 | $1,883.00 (+2.78%) Homeowner's exemption | $196,235 (+3%) | $390,676 (+7.49%) Land $107,564 Building $283,112 |
| 2022 | $1,832.00 Homeowner's exemption | $190,519 | $363,437 Land $97,785 Building $265,652 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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