38838 McDowell Rd, Sterling, AK 99672 Property Records

State of Alaska property record for 38838 McDowell Rd, Sterling, AK 99672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`063-452-16`

Property Details

APN / Parcel Number

Primary APN	`063-452-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,550 sqft
Basement Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,326 sqft (0.26 acres)
Driveway	Gravel Driveway
Driveway Area	1 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	38838 MCDOWELL RD
City	STERLING
State	AK
Zip	99672-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 5N R 9W SEC 11 SEWARD MERIDIAN KN 0000935 STERLING HEIGHTS SUB LOT 9 BLK 6
Legal Range	09W
Legal Township	05N
Legal Section	11
Legal Subdivision	STERLING HEIGHTS SUB
Legal Block	6
Legal Lot Number	9
Jurisdiction	KENAI AK
Township / Civil Division	KENAI-COOK INLET
Census Block Group	3
Census Block	3078
Census Tract	400

Owner

Source: State of Alaska records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	230 BAUER WAY, KALISPELL, MT 59901-8852
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 25, 2022
Transfer Doc	0000004507
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENAI AK
Recording Date	Oct 10, 2018
Property Address	38838 MCDOWELL RD, STERLING, AK 99672-9688
Document Number	0000009021
Instrument Date	Oct 4, 2018
Instrument	9021
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7993 NIKISKI AK 996357993, NIKISKI, AK 99635-7993

Mortgage

Document Number	9022
Date	Oct 10, 2018
Instrument	9022

Lender

Name	RAY JAMES A SR (ES)
Address	SOLDOTNA, AK 99669

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2023

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Alaska
County	Kenai Peninsula Borough
Unified School District	Kenai Peninsula Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 (-5.2%)	$168,700 (+4.26%) Land $17,700 Building $151,000	$168,700 (+4.26%) Land $17,700 Building $151,000
2023	$1,443.00	$161,800 Land $14,100 Building $147,700	$161,800 Land $14,100 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1995–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Sep 2012 · Severe Storm, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storm, Straight-line Winds, Flooding, And Landslides, Sep 2012 · 3 claims Flooding, Sep 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 79% of Alaska
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless · DSL in parts of the area	300 / 100
SPITwSPOTS Fixed Wireless	300 / 75