State of Alaska property record for 38800 McDowell Rd, Sterling, AK 99672
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 2,188 sqft · built 1981 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,659 (2023) |
| Deeds & Mortgages | Nov 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 063-451-33 |
| Primary APN | 063-451-33 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 2,944 sqft |
| Year Built | Built 1981 |
|---|---|
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 1,424 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 292 sqft |
| Greenhouse | 144 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Street Address | 38800 MCDOWELL RD |
|---|---|
| City | STERLING |
| State | AK |
| Zip | 99672-9688 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | T 5N R 9W SEC 11 SEWARD MERIDIAN KN 0920020 STERLING HEIGHTS SUB KINCAID ADDN LOT 7A BLK 7 |
| Legal Range | 09W |
| Legal Township | 05N |
| Legal Section | 11 |
| Legal Subdivision | HEIGHTS SUB |
| Legal Block | 7 |
| Legal Lot Number | 7A |
| Jurisdiction | KENAI AK |
| Township / Civil Division | KENAI-COOK INLET |
| Census Block Group | 3 |
| Census Block | 3077 |
| Census Tract | 400 |
38800 McDowell Rd, a residential property, is owned and occupied by two individuals who acquired it in May 2001.
Source: State of Alaska records, as of August 21, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38800 MCDOWELL RD, STERLING, AK 99672-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit GLOBAL FCU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA MORTGAGE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2001 |
| Deed Sale | May 31, 2001 |
| Deed Document Number | 004517 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENAI AK |
| Property Address | 38800 MCDOWELL RD, STERLING, AK 99672-9688 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008724 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-008724-0 |
| Name | GLOBAL FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENAI AK |
| Property Address | 38800 MCDOWELL RD, STERLING, AK 99672-9688 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012766 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020-012766-0 |
| Name | ALASKA USA MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANCHORAGE, AK 99503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: State of Alaska assessment roll, as of June 1, 2023
| Type | Name |
|---|---|
| State | Alaska |
| County | Kenai Peninsula Borough |
| Unified School District | Kenai Peninsula Borough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,659.00 Homeowner's exemption | $348,100 Land $19,200 Building $328,900 | $348,100 Land $19,200 Building $328,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38800 McDowell Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 8 (1995–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2012 · Severe Storm, Straight-line Winds, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38800 McDowell Rd is high, ranking above 86% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 85% of Alaska |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless · DSL in parts of the area | 300 / 100 |
| SPITwSPOTS Fixed Wireless | 300 / 75 |
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