3883 Florence Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3883 Florence Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1947
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$66,500 (Sep 2016)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0234-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0234-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3883 FLORENCE AVE
City	CINCINNATI
State	OH
Zip	45248-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	FLORENCE AVE 50 X 120 LOT 57 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	57
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

Source: Hamilton County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3883 FLORENCE AVE, CINCINNATI, OH 45248-3205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 9, 2018	Loan Modification, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Deed Document Number	201690198
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 3, 2026
Property Address	3883 FLORENCE AVE, CINCINNATI, OH 45248-3205
Document Number	0000072897
Book / Page	15743 / 576
Instrument Date	Aug 20, 2026
Instrument	202672897
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 FLORENCE AVE, CINCINNATI, OH 45248-3205

Mortgage

Document Number	0000072897,
Date	Sep 3, 2026
Book Page	15743/576
Instrument	202672897

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2056

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3883 FLORENCE AVE, CINCINNATI, OH 45248-3205
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 FLORENCE AVE, CINCINNATI, OH 45248-3205

Mortgage

Document Number	0000090397
Date	Dec 27, 2023
Book Page	15070/131
Instrument	2023-0090397

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	3883 FLORENCE AVE, CINCINNATI, OH 45248-3205
Document Number	0000040199
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 FLORENCE AVE CINCINNATI OH 452483205, CINCINNATI, OH 45248-3205

Mortgage

Document Number	0000040199
Date	May 11, 2018
Book Page	013666/001310
Instrument	40199

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,141.00 (-0.19%)	$39,929 (+0.01%) Land $8,348 Building $31,581	$114,080 (-) Land $23,850 Building $90,230
2024	$2,145.00 (+1.71%)	$39,927 (-) Land $8,347 Building $31,580
2023	$2,109.00 (+30.02%)	$39,927 (+53.16%) Land $8,347 Building $31,580	$114,080 (+53.17%) Land $23,850 Building $90,230
2022	$1,622.00	$26,069 Land $7,501 Building $18,568
2020			$74,480 Land $21,430 Building $53,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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