3515 Florence Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3515 Florence Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,726 sqft · built 1916
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Dec 2021)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551-0009-0273-00`

Property Details

APN / Parcel Number

Primary APN	`551-0009-0273-00`
Alternative APN	`0088880`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,726 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	747 sqft
2nd Floor Area	720 sqft
Attic	Attic
Attic Area	259 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	206 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	207 sqft
Deck Area	Deck Area
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3515 FLORENCE AVE
City	CINCINNATI
State	OH
Zip	45211-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORENCE AVE 50 X 206.02 IRR LOT 29 CRAIGS 1ST ADDN
Legal Subdivision	CRAIGS 1ST ADDN
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	4
Census Block	4010
Census Tract	20902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3515 FLORENCE AVE, CINCINNATI, OH 45211-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Mar 1, 2021	Warranty Deed, Transfer
Jul 27, 2020	Warranty Deed, Transfer · Line of Credit LENDINGHOME FNDG
Feb 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	2021148459
Deed Book / Page	14561 / 1214
Prior Transfer Date	Feb 12, 2020
Prior Transfer Doc	0000014788
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 10, 2021
Property Address	3515 FLORENCE AVE, CINCINNATI, OH 45211-5409
Document Number	0000148459
Book / Page	14561 / 1214
Map Reference	MB 16 PG 68
Instrument Date	Dec 7, 2021
Instrument	2021-0148459
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3515 FLORENCE AVE, CINCINNATI, OH 45211-5409

Mortgage

Document Number	0000148460
Date	Dec 10, 2021
Instrument	2021-0148460

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 1, 2021
Property Address	3515 FLORENCE AVE, CINCINNATI, OH 45211-5409
Document Number	0000025467
Book / Page	14364 / 1977
Map Reference	MB 16 PG 68
Instrument Date	Feb 23, 2021
Instrument	2021-0025467
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10911 YORKWAY LN, CINCINNATI, OH 45249-3614

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 27, 2020
Property Address	3515 FLORENCE AVE, CINCINNATI, OH 45211-5409
Document Number	0000073197
Book / Page	014218 / 002898
Instrument Date	Jul 15, 2020
Instrument	73197
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1821 AIBANS RD HOUSTON TX 77005, HOUSTON, TX 77005
Investor	Possibly a Property Investor

Mortgage

Document Number	73198
Date	Jul 27, 2020
Book Page	014218/002901
Instrument	73198

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 12, 2020
Property Address	3515 FLORENCE AVE, CINCINNATI, OH 45211-5409
Document Number	0000014788
Book / Page	014103 / 001037
Instrument Date	Feb 12, 2020
Instrument	14788
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 FLORENCE AVE CINCINNATI OH 452115409, CINCINNATI, OH 45211-5409

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,470.00 (+2.92%)	$71,751 (+%) Land $9,433 Building $62,318	$205,000 (-) Land $26,950 Building $178,050
2024	$4,343.00 (-2.03%)	$71,749 (-) Land $9,432 Building $62,317
2023	$4,433.00 (-13.45%)	$71,749 (%) Land $9,432 Building $62,317	$205,000 (-) Land $26,950 Building $178,050
2022	$5,122.00 Homeowner's exemption	$71,750 Land $8,918 Building $62,832
2020			$205,000 Land $25,480 Building $179,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Florence Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures