38820 Scholar Dr, Willoughby, OH 44094 Property Records

Lake County property record for 38820 Scholar Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,441 sqft · built 2023
Lot Size	0.598 acres (26,058 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Mar 2026)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-031-B-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-031-B-00-001-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,441 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	26,058 sqft (0.598 acres)
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	95 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38820 SCHOLAR DR
City	WILLOUGHBY
State	OH
Zip	44094-7899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 4 TRACT 13 LOT 1 TRACT 1
Legal Subdivision	ANDREWS RIDGE
Legal Tract	13,1
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2006
Census Tract	201500

Owner

Source: Lake County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38820 SCHOLAR DR, WILLOUGHBY, OH 44094-7899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Quit Claim Deed, Transfer EMERALD GLEN TITLE AGENCY
Mar 26, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Deed Document Number	20265993
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0000005995
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Mar 26, 2026
Property Address	38820 SCHOLAR DR, WILLOUGHBY, OH 44094-7899
Document Number	0000005995
Map Reference	VOL 72 PG 24
Instrument Date	Mar 25, 2026
Instrument	2026R005995
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38820 SCHOLAR DR, WILLOUGHBY, OH 44094-7899

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Mar 26, 2026
Property Address	38820 SCHOLAR DR, WILLOUGHBY, OH 44094-7899
Document Number	0000005993
Map Reference	VOL 72 PG 24
Instrument Date	Mar 11, 2026
Instrument	2026R005993
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38820 SCHOLAR DR, WILLOUGHBY, OH 44094-7899

Mortgage

Document Number	0000005994
Date	Mar 26, 2026
Instrument	2026R005994

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$223,570 Land $39,310 Building $184,260	$638,760 Land $112,300 Building $526,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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