38790 Scholar Dr, Willoughby, OH 44094 Property Records

Lake County property record for 38790 Scholar Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Sep 2025)
Tax Bill	$226 (2024)
Deeds & Mortgages	Sep 2025 Sale & Construction Loan May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-A-031-B-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-031-B-00-003-0`

Exterior

Lot Area	12,001 sqft (0.275 acres)

Location & Zoning

Street Address	38790 SCHOLAR DR
City	WILLOUGHBY
State	OH
Zip	44094-7889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 4 TRACT 13 LOT 1 TRACT 1
Legal Subdivision	ANDREWS RIDGE
Legal Tract	13,1
Legal Lot Number	1,4
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2006
Census Tract	201500

Owner

38790 Scholar Dr is owned by an individual who bought it in September 2025.

Source: Lake County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	38660 SCHOLAR DR, WILLOUGHBY, OH 44094-7937
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Construction Loan · Construction Mortgage FIRST FSLA OF LAKEWOOD
May 21, 2024	Warranty Deed, Transfer EMERALD GLEN TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Deed Document Number	0000020482
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 17, 2025
Property Address	38790 SCHOLAR DR, WILLOUGHBY, OH 44094-7889
Document Number	0000020482
Map Reference	VOL 73 PG 5
Instrument Date	Sep 15, 2025
Instrument	2025R020482
Transaction Type	Construction Loan
Record Updated	Sep 30, 2025
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38660 SCHOLAR DR, WILLOUGHBY, OH 44094-7937
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020483
Date	Sep 17, 2025
Instrument	2025R020483

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	SOFR Average 30-Day

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 21, 2024
Property Address	38790 SCHOLAR DR, WILLOUGHBY, OH 44094-7889
Document Number	0000009564
Map Reference	VOL 72 PG 24-A
Instrument Date	May 15, 2024
Instrument	2024R009564
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38790 SCHOLAR DR, WILLOUGHBY, OH 44094-7889

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Flood

FEMA maps place 38790 Scholar Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38790 Scholar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scholar Dr

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