38810 Harmondale Dr, Willoughby, OH 44094 Property Records

Lake County property record for 38810 Harmondale Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1953
Lot Size	0.226 acres (9,858 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Jan 2026)
Tax Bill	$3,640 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-A-032-G-00-027-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-032-G-00-027-0`
Alternative APNs	`A 671` `A 67`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,858 sqft (0.226 acres)
Lot Dimensions	112 ft deep x 88 ft wide
View / Lot	Extra Front
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38810 HARMONDALE DR
City	WILLOUGHBY
State	OH
Zip	44094-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 TRACT 1 PART OF S/L 17 & 18
Legal Subdivision	HARMONDALE ALLOTMENT
Legal Tract	1
Legal Block	2
Legal Lot Number	17-18
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2010
Census Tract	201500

Owner

Source: Lake County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38810 HARMONDALE DR, WILLOUGHBY, OH 44094-7914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Sep 3, 2025 · Amount on Record
Deed Document Number	2026863
Prior Transfer Date	Jun 1, 2005
Prior Transfer Doc	0000022802
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jan 15, 2026
Property Address	38810 HARMONDALE DR, WILLOUGHBY, OH 44094-7914
Document Number	0000000863
Map Reference	VOL F PG 34
Instrument Date	Jan 9, 2026
Instrument	2026R000863
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38810 HARMONDALE DR, WILLOUGHBY, OH 44094-7914

Mortgage

Document Number	0000000864
Date	Jan 15, 2026
Instrument	2026R000864

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,320 (-) Land $17,170 Building $48,150	$186,610 (-) Land $49,050 Building $137,560
2024	$3,640.00 (-13.02%)	$65,320 (+47.75%) Land $17,170 Building $48,150	$186,610 (+47.73%) Land $49,050 Building $137,560
2023	$4,185.00 (+49.84%) Homeowner's exemption	$44,210 (-) Land $13,330 Building $30,880
2022	$2,793.00	$44,210 Land $13,330 Building $30,880
2021			$126,320 Land $38,080 Building $88,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20