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3881 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3881 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,226 sqft Heated Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$453,000 (2025)
Tax Bill$4,197.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009700013360

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,226 sqft Heated Area
Gross Area3,197 sqft Gross Area
1st Floor941 sqft 1st Floor
Upper Floors1,285 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area415 sqft Garage

Exterior Amenities

Pool Area378 sqft Pool
Deck Area570 sqft Deck
PorchOpen Porch
Porch Area556 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3881 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8273
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 336
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3D
Legal Tract97
Legal Lot Number336
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2030
Census Tract43207

Owner

Source: Osceola County records · APN 342630009700013360

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Jul 03, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Sep 04, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 21, 2017Special Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 2025 · Amount on Record
Deed SaleSep 04, 2025 · Amount on Record
Prior SaleJul 21, 2017 · Amount on Record
Deed Doc Number2025110419
Deed Book / Page6845 / 76
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273

Mortgage

Document Number0059982118
DateJul 09, 2021
Book Page5998/2118
Instrument2021106772
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273

Mortgage

Document Number0068140456
DateJul 03, 2025
Book Page6814/456
Instrument2025083521
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMay 01, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 04, 2025
Property Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Document Number0068450076
Book / Page6845 / 76
Map ReferenceMB 24 PG 151
Instrument DateSep 02, 2025
Instrument2025110419
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,171.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address618 MINNESOTA AVE, SAINT CLOUD, FL 34769-2747

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273

Mortgage

Document Number0000684578
DateSep 04, 2025
Instrument6845/78
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2017
Property Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Document Number0051822260
Book / Page5182 / 2260
Map ReferenceMB24 PG151-154
Instrument DateJul 21, 2017
Instrument2017106411
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,803.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3881 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273

Mortgage

Document Number0051822262
DateJul 21, 2017
Instrument5182/2262
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,197.00 (+3.48%) Homeowner's exemption$277,403 (+2.9%)$400,500 (+1.93%) Land $75,000 Building $325,500
2024$4,056.00 (+2.58%) Homeowner's exemption$269,586 (+3%)$392,900 (-1.9%) Land $70,000 Building $322,900
2023$3,954.00 (+3.51%) Homeowner's exemption$261,734 (+3%)$400,500 (+14.82%) Land $60,000 Building $340,500
2022$3,820.00 Homeowner's exemption$254,111$348,800 Land $55,000 Building $293,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 72% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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