Osceola County property record for 3878 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,566 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $256,700 (2016) |
| Tax Bill | $4,811.00 (2025) |
| Primary APN | 342630009700014000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,566 sqft Heated Area |
| Gross Area | 3,516 sqft Gross Area |
| 1st Floor | 1,048 sqft 1st Floor |
| Upper Floors | 1,518 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 60 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 424 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3878 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3D PB 24 PGS 151-154 LOT 400 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3D |
| Legal Tract | 97 |
| Legal Lot Number | 400 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009700014000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3878 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 09, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jan 09, 2019 | Loan Modification, Mortgage · Line of Credit PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on Record |
| Deed Sale | Sep 15, 2016 · Amount on Record |
| Deed Doc Number | 0050251399 |
| Deed Book / Page | 5025 / 1399 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3878 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3878 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0061601180 |
|---|---|
| Date | Mar 01, 2022 |
| Book Page | 6160/1180 |
| Instrument | 2022032495 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3878 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0054770584 |
| Instrument Date | Jan 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3878 WIND DANCER CIR ST CLOUD FL 347728274, ST CLOUD, FL 34772-8274 |
| Document Number | 0054770584 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 005477/000584 |
| Instrument | 19247 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3878 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0054780331 |
| Instrument Date | Jan 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3878 WIND DANCER CIR ST CLOUD FL 347728274, ST CLOUD, FL 34772-8274 |
| Document Number | 0054780331 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 005478/000331 |
| Instrument | 20016 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,811.00 (+20.46%) Homeowner's exemption | $311,697 (+18.1%) | $442,600 (+6.88%) Land $78,800 Building $363,800 |
| 2023 | $3,994.00 (+9.13%) Homeowner's exemption | $263,923 (+7.61%) | $414,100 (+19.44%) Land $63,000 Building $351,100 |
| 2022 | $3,660.00 Homeowner's exemption | $245,266 | $346,700 Land $57,800 Building $288,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | High above 72% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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