Monroe County property record for 3881 Joyce Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,428 sqft · built 1988 |
| Lot Size | 0.168 acres (7,350 sqft) |
| Owner | Company Name on File |
| Last Sale | $950,000 (Jul 2025) |
| Tax Bill | $2,165 (2024) |
| Deeds & Mortgages | Jul 2025 Sale Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00290080-000000 |
| Primary APN | 00290080-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,350 sqft (0.168 acres) |
| Lot Dimensions | 105 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,164 sqft |
| Deck Area | 32 sqft |
| Patio Area | 488 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1362263 |
|---|---|
| Street Address | 3881 JOYCE RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 7 PORT PINE HEIGHTS PB4-109 BIG PINE KEY OR454-302 OR739-142E OR756-1308 OR1037-2478 OR1502-1097 OR1647-2248 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 05 |
| Legal Subdivision | PORT PINE HEIGHTS |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
Source: Monroe County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 16782 MILLIKAN AVE, IRVINE, CA 92606-5010 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 8, 2025 | Warranty Deed, Transfer FIRM TITLE CORPORATION |
| Nov 5, 2019 | Deed of Trust, Mortgage · Line of Credit KEYS FCU |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | May 9, 2014 · Amount on Record |
| Deed Document Number | 2507169 |
| Deed Book / Page | 3334 / 901 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 8, 2025 |
| Property Address | 3881 JOYCE RD, BIG PINE KEY, FL 33043-6112 |
| Document Number | 0033340901 |
| Book / Page | 3334 / 901 |
| Map Reference | MB 4 PG 109 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2507169 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | FIRM TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2839 OAK BEACH BLVD, SEBRING, FL 33875-6476 |
| Name | Verified Name |
|---|---|
| Address | 16782 MILLIKAN AVE, IRVINE, CA 92606-5010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3881 JOYCE RD, BIG PINE KEY, FL 33043-6112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029930188 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 2993/0188 |
| Instrument | 2243299 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Nov 4, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3881 JOYCE RD, BIG PINE KEY, FL 33043-6112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0030621776 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 3062/1776 |
| Instrument | 2295108 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $714,219 (+274.3%) Land $450,941 Building $263,278 | $714,219 (-13.05%) Land $450,941 Building $263,278 | |
| 2024 | $2,165.00 (+6.6%) | ||
| 2023 | $2,031.00 (+2.68%) Homeowner's exemption | $190,816 (+3%) | $821,387 (+26.67%) Land $620,267 Building $201,120 |
| 2022 | $1,978.00 Homeowner's exemption | $185,259 | $648,463 Land $463,418 Building $185,045 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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