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3870 Joyce Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3870 Joyce Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1990
Lot Size0.161 acres (7,000 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Oct 2018)
Tax Bill$6,346 (2024)
Deeds & MortgagesSep 2019 Sale
Apr 2019 Transfer
+ 1 more
Flood ZoneZone VE (high risk)
APN00297440-000000

Property Details

APN / Parcel Number

Primary APN00297440-000000
Alternative APNs
  • 05662900297440000000
  • 1369560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
View / LotCanal
Garage TypeCovered
Garage Area336 sqft

Exterior Amenities

PorchOpen Porch
Porch Area416 sqft
Deck Area161 sqft
Patio Area272 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1369560
Street Address3870 JOYCE RD
CityBIG PINE KEY
StateFL
Zip33043-6114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeACCC
Legal DescriptionBK 80 LT 2 PORT PINE HEIGHTS 4TH ADD BIG PINE KEY PB5-95 OR716-439 OR763-280 OR1047-412 OR1061-820C OR1952-1186/87L/E OR2110-80 OR2889-88D/C OR2931-2371 OR2983-1805
Legal Range29E
Legal Township66S
Legal Section05
Legal SubdivisionPORT PINE HEIGHTS 4TH ADD
Legal Block80
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1126 INTERLOCHEN BLVD, WINTER HAVEN, FL 33884-3704
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 24, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 16, 2018Warranty Deed, Transfer
JURIS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleMay 3, 2005 · Amount on Record
Deed Document Number20182190824
Deed Book / Page2931 / 2371
Last Transfer DateFeb 18, 2019
Transfer Doc0029831805
Record UpdatedOct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 6, 2019
Property Address3870 JOYCE RD, BIG PINE KEY, FL 33043-6114
Document Number0029831805
Book / Page002983 / 001805
Instrument DateFeb 18, 2019
Instrument2235698
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1126 INTERLOCHEN BLVD WINTER HAVEN FL 338843704, WINTER HAVEN, FL 33884-3704

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 24, 2019
Property Address3870 JOYCE RD, BIG PINE KEY, FL 33043-6114
Document Number0029601636
Book / Page002960 / 001636
Instrument DateFeb 18, 2019
Instrument2216919
Transaction TypeTransfer
Record UpdatedJun 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1126 INTERLOCHEN BLVD WINTER HAVEN FL 338843704, WINTER HAVEN, FL 33884-3704

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 16, 2018
Property Address3870 JOYCE RD, BIG PINE KEY, FL 33043-6114
Document Number0029312371
Book / Page002931 / 002371
Instrument DateAug 8, 2018
Instrument2190824
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyJURIS TITLE

Transaction

AmountAmount Recorded
Tax$1,750.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 INTERLOCHEN BLVD WINTER HAVEN FL 338843704, WINTER HAVEN, FL 33884-3704

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$749,539 (-11.61%) Land $442,750 Building $306,789$749,539 (-11.61%) Land $442,750 Building $306,789
2024$6,346.00 (+1.16%)
2023$6,273.00 (+12.54%)$848,004 (+21.65%) Land $609,000 Building $239,004$848,004 (+21.65%) Land $609,000 Building $239,004
2022$5,574.00$697,112 Land $455,000 Building $242,112$697,112 Land $455,000 Building $242,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

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