38716 Pine St, Umatilla, FL 32784 Property Records

Lake County property record for 38716 Pine St, Umatilla, FL 32784 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,736 sqft · built 2001
Lot Size	0.952 acres (41,485 sqft)
Owner	Individual Name on File
Last Sale	$43,900 (Oct 2006)
Tax Bill	$2,035 (2024)
Deeds & Mortgages	Jan 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-18-26-0900-000-03200`

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0900-000-03200`
Alternative APNs	`261824090000003200` `1503744`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,736 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	41,485 sqft (0.952 acres)
Lot Dimensions	264 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1503744
Street Address	38716 PINE ST
City	UMATILLA
State	FL
Zip	32784-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHIDBYS SUB LOT 32 PB 10 PG 85 ORB 1869 PG 1243 ORB 3280 PG 700 ORB 4376 PG 2039 ORB 5950 PG 1922
Legal Range	26E
Legal Township	18S
Legal Section	24
Legal Subdivision	WHIDBYS SUB
Legal Tract	0900
Legal Lot Number	32
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1073
Census Tract	30109

Owner

Source: Lake County records · APN 24-18-26-0900-000-03200

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1541, UMATILLA, FL 32784-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 05, 2022	Correction Deed · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 19, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2006 · Amount on Record
Deed Sale	Oct 11, 2006 · Amount on Record
Prior Sale	Oct 11, 2000 · Amount on Record
Deed Document Number	2006152949
Deed Book / Page	3280 / 700
Last Transfer Date	Apr 25, 2022
Transfer Doc	0059501922
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	38716 PINE ST, UMATILLA, FL 32784-8922
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38716 PINE ST, UMATILLA, FL 32784-8922

Mortgage

Document Number	0058851705
Date	Jan 28, 2022
Book Page	5885/1705
Instrument	2022013253

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2047

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	May 05, 2022
Property Address	38716 PINE ST, UMATILLA, FL 32784-8922
Document Number	0059501922
Book / Page	5950 / 1922
Map Reference	MB 10 PG 85
Instrument Date	Apr 25, 2022
Instrument	2022062926
Record Updated	May 18, 2023
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38716 PINE ST, UMATILLA, FL 32784-8922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38716 PINE ST, UMATILLA, FL 32784-8922

Mortgage

Document Number	0059501925
Date	May 05, 2022
Book Page	5950/1925
Instrument	2022062927

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	38716 PINE ST, UMATILLA, FL 32784-8922
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055260799
Date	Aug 19, 2020
Book Page	5526/799
Instrument	2020090328

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2045

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	38716 PINE ST, UMATILLA, FL 32784-8922
Document Number	0053002224
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38716 PINE ST UMATILLA FL 327848922, UMATILLA, FL 32784-8922

Mortgage

Document Number	0053002224
Date	Jun 26, 2019
Book Page	005300/002224
Instrument	71692

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2034

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,510 (+2.9%)	$295,197 (-0.01%) Land $92,283 Building $202,914
2025		$136,550 (+5.98%) Land $92,283 Building $44,267	$295,227 (+2.13%) Land $92,283 Building $202,944
2024	$2,035.00 (+14.07%)
2023	$1,784.00 (+14.07%) Homeowner's exemption	$128,850 (+5.11%)	$289,063 (+90.72%) Land $92,283 Building $196,780
2022	$1,564.00 Homeowner's exemption	$122,590	$151,565 Land $15,381 Building $136,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 415 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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