38806 Elder Creek Ct, Palmdale, CA 93551 Property Records

Los Angeles County property record for 38806 Elder Creek Ct, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,202 sqft · built 1991
Lot Size	0.338 acres (14,727 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Nov 2020)
Tax Bill	$7,754 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3003-078-047`

Property Details

APN / Parcel Number

Primary APN	`3003-078-047`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,202 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	14,727 sqft (0.338 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38806 ELDER CREEK CT
City	PALMDALE
State	CA
Zip	93551-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDRPD-3U*
Legal Description	TR=50401 LOT 47
Legal Subdivision	50401
Legal Tract	50401
Legal Block	1
Legal Lot Number	47
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	1
Census Block	1011
Census Tract	910214

Owner

38806 Elder Creek Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Los Angeles County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38806 ELDER CREEK CT, PALMDALE, CA 93551-4625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage PEOPLES DISCOUNT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Oct 29, 2003 · Amount on File
Deed Document Number	20201505090
Prior Transfer Date	Apr 30, 1997
Prior Transfer Doc	0000681820
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 21, 2026
Property Address	38806 ELDER CREEK CT, PALMDALE, CA 93551-4625
Document Number	0000624658
Instrument Date	Aug 14, 2026
Instrument	2026624658
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38806 ELDER CREEK CT, PALMDALE, CA 93551-4625

Mortgage

Document Number	0000624658,
Date	Aug 21, 2026
Instrument	2026624658

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Nov 23, 2020
Property Address	38806 ELDER CREEK CT, PALMDALE, CA 93551-4625
Document Number	0001505090
Map Reference	MB 1169 PG 86-91
Instrument Date	Oct 22, 2020
Instrument	20-1505090
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38806 ELDER CREEK CT, PALMDALE, CA 93551-4625

Mortgage

Document Number	0001505091
Date	Nov 23, 2020
Instrument	20-1505091

Lender

Name	PEOPLES DISCOUNT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 38806 Elder Creek Ct was $7,754.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,209 (+20.42%) Land $201,493 Building $443,716
2025	$7,754.00	$535,802 Land $197,543 Building $338,259
2023	$7,409.00 (+1.76%)	$514,998 Land $189,873 Building $325,125
2022	$7,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38806 Elder Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38806 Elder Creek Ct is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTELOPE VALLEY EAST KERN WATER AGENCY serves 0 people · EPA ID CA1910045
Water Source	Surface water
Last State Inspection	Apr 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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