38770 Elder Creek Ct, Palmdale, CA 93551 Property Records

Los Angeles County property record for 38770 Elder Creek Ct, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 1992
Lot Size	0.184 acres (8,019 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2020)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3003-083-022`

Property Details

APN / Parcel Number

Primary APN	`3003-083-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,285 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	8,019 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38770 ELDER CREEK CT
City	PALMDALE
State	CA
Zip	93551-4663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LCA22*
Legal Description	TR=46452 LOT 77
Legal Subdivision	46452
Legal Tract	46452
Legal Block	1
Legal Lot Number	77
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	1
Census Block	1009
Census Tract	910214

Owner

38770 Elder Creek Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OCMBC INC
Jul 13, 2020	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO
Jul 13, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	2020764357
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0000764356
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663

Mortgage

Document Number	0000968830
Date	Oct 6, 2022
Instrument	22-0968830

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663

Mortgage

Document Number	0001528503
Date	Oct 8, 2021
Instrument	21-1528503

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 13, 2020
Property Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663
Document Number	0000764356
Instrument Date	Jun 30, 2020
Instrument	764356
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	38770 ELDER CREEK CT PALMDALE CA 935514663, PALMDALE, CA 93551-4663

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 13, 2020
Property Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663
Document Number	0000764357
Map Reference	MB 1189 PG 17-27
Instrument Date	May 28, 2020
Instrument	20-0764357
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38770 ELDER CREEK CT, PALMDALE, CA 93551-4663

Mortgage

Document Number	0000764358
Date	Jul 13, 2020
Instrument	20-0764358

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 38770 Elder Creek Ct was $5,759.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,424 (+2%) Land $138,450 Building $247,974
2025	$5,759.00	$378,848 Land $135,736 Building $243,112
2023	$5,527.00 (+1.75%)	$364,139 Land $130,466 Building $233,673
2022	$5,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38770 Elder Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38770 Elder Creek Ct is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTELOPE VALLEY EAST KERN WATER AGENCY serves 0 people · EPA ID CA1910045
Water Source	Surface water
Last State Inspection	Apr 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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