388 Wilder Chapel Rd, Decherd, TN 37324 Property Records

Franklin County property record for 388 Wilder Chapel Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,118 sqft · built 1948
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on File
Tax Bill	$511 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`026020 01201`

Property Details

APN / Parcel Number

Primary APN	`026020 01201`
Alternative APNs	`026020 01202` `020 01202`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1982
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	75,794 sqft (1.74 acres)
Terrain	Rolling
Porch	Enclosed Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	388 WILDER CHAPEL RD
City	DECHERD
State	TN
Zip	37324-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:09 MAP REF:020
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	1
Census Block	1031
Census Tract	960100

Owner

Source: Franklin County records · APN 026020 01201

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	185 ODIS LN, DECHERD, TN 37324-4472
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Oct 26, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 26, 2022
Transfer Doc	0022008307
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	388 WILDER CHAPEL RD, DECHERD, TN 37324-4460
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 ODIS LN, DECHERD, TN 37324-4472

Mortgage

Document Number	0025007647
Date	Nov 18, 2025
Book Page	T1593/516
Instrument	25007647

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank
Address	1418 DINAH SHORE BLVD, WINCHESTER, TN 37398

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 17, 2045

Interest

Rate Type	Adjustable Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Oct 26, 2022
Property Address	1111 WILDER CHAPEL RD, DECHERD, TN 37324-4469
Document Number	0022008307
Book / Page	D471 / 373
Instrument Date	Oct 26, 2022
Instrument	22008307
Transaction Type	Transfer
Record Updated	Apr 02, 2024
Title Company	NOT AVAILABLE, SOUTHERN TENNESSEE T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 ODIS LN, DECHERD, TN 37324-4472
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00	$25,625 (-) Land $6,250 Building $19,375
2023		$25,625 Land $6,250 Building $19,375
2022			$102,500 Land $25,000 Building $77,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 23, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fiber Holding Fixed Wireless	10 / 1

Based on FCC filings for 9 locations within half a mile of this property.

Nearby Properties on Wilder Chapel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures