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186 Wilder Chapel Rd, Decherd, TN 37324 Property Records

Franklin County property record for 186 Wilder Chapel Rd, Decherd, TN 37324 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,775 sqft · built 1968
Lot Size1.53 acres (66,647 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Jan 2022)
Tax Bill$936 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026020 00603

Property Details

APN / Parcel Number

Primary APN026020 00603
Alternative APN
  • 020 00603

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,775 sqft Living Area
1st Floor Area1,775 sqft
Basement Area325 sqft
Finished Basement325 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area66,647 sqft (1.53 acres)
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area1 sqft

Exterior Amenities

PorchOpen Porch
Porch Area742 sqft
Shed1 Shed
Shed Area160 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address186 WILDER CHAPEL RD
CityDECHERD
StateTN
Zip37324-4460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 09, COUNTY AREA: R02
JurisdictionFRANKLIN TN
Township / Civil Division6
Census Block Group1
Census Block1031
Census Tract960100

Owner

Source: Franklin County records · APN 026020 00603

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address186 WILDER CHAPEL RD, DECHERD, TN 37324-4460
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Line of Credit
FIRSTBANK
Jan 31, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Prior SaleSep 08, 2008 · Amount on Record
Deed Document Number22000906
Deed Book / PageD463 / 185
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN TN
Property Address186 WILDER CHAPEL RD, DECHERD, TN 37324-4460
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 WILDER CHAPEL RD, DECHERD, TN 37324-4460

Mortgage

Document Number0025007425
DateNov 10, 2025
Book PageT1592/449
Instrument25007425
Lender
NameFIRSTBANK
TypeBank
Address1221 BROADWAY STE 1300, NASHVILLE, TN 37203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 03, 2035
Interest
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateJan 31, 2022
Property Address186 WILDER CHAPEL RD, DECHERD, TN 37324-4460
Document Number0022000906
Book / PageD463 / 185
Instrument DateJan 28, 2022
Instrument22000906
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$943.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 WILDER CHAPEL RD, DECHERD, TN 37324-4460

Mortgage

Document Number0022000907
DateJan 31, 2022
Instrument22000907
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$936.00 (+24.63%)$46,925 (-) Land $5,675 Building $41,250
2023$46,925 Land $5,675 Building $41,250
2022$751.00$187,700 Land $22,700 Building $165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (47051C), updated April 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470519601001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Point Broadband Fiber HoldingFixed Wireless (unlicensed)10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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