388 School Rd E, Asheville, NC 28803 Property Records

Buncombe County property record for 388 School Rd E, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,392 sqft · built 2021
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2021)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9657-62-1539-00000`

Property Details

APN / Parcel Number

Primary APN	`9657-62-1539-00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Porch	Open Porch
Porch Area	90 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	388 SCHOOL RD E
City	ASHEVILLE
State	NC
Zip	28803-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2021-11-17 DEE
Legal Description	DEED DATE: 2021-11-17 DEED: 6149-1844 SUBDIV: BLOCK: LOT: 3 SECTION: PLAT: 0218-0080
Legal Lot Number	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1004
Census Tract	2102

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	388 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS
Nov 17, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	0061491844
Deed Book / Page	6149 / 1844
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	388 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 JUSTICE DR, LEICESTER, NC 28748-5157

Mortgage

Document Number	0060811442
Date	Jun 17, 2021
Book Page	6081/1442

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 17, 2021
Property Address	388 SCHOOL RD E, ASHEVILLE, NC 28803-9622
Document Number	0061491844
Book / Page	6149 / 1844
Map Reference	MB 218 PG 80
Instrument Date	Oct 29, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 RHODODENDRON PL, 12, ASHEVILLE, NC 28805-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SCHOOL RD E, ASHEVILLE, NC 28803-9622

Mortgage

Document Number	0061491847
Date	Nov 17, 2021
Instrument	6149/1847

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+11.03%)	$325,500 (-)
2023	$1,986.00	$325,500	$325,500 (-) Land $47,100 Building $278,400
2021			$325,500 Land $47,100 Building $278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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