386 School Rd E, Asheville, NC 28803 Property Records

Buncombe County property record for 386 School Rd E, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,344 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Feb 2022)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9657-62-1634-00000`

Property Details

APN / Parcel Number

Primary APN	`9657-62-1634-00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Porch	Open Porch
Porch Area	96 sqft
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	386 SCHOOL RD E
City	ASHEVILLE
State	NC
Zip	28803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-02-11 DEE
Legal Description	DEED DATE: 2022-02-11 DEED: 6184-228 SUBDIV: BLOCK: LOT: 2 SECTION: PLAT: 0218-0080
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1004
Census Tract	2102

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	458 BRUSH CREEK RD, FAIRVIEW, NC 28730-9790
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF THE OZARKS
Feb 11, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Deed Document Number	0006184228
Deed Book / Page	6184 / 228
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	386 SCHOOL RD E, ASHEVILLE, NC 28803
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 JUSTICE DR, LEICESTER, NC 28748-5157

Mortgage

Document Number	0061050960
Date	Aug 11, 2021
Book Page	6105/960

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	LITTLE ROCK, AR 72231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 11, 2022
Property Address	386 SCHOOL RD E, ASHEVILLE, NC 28803
Document Number	0061840228
Book / Page	6184 / 228
Map Reference	MB 218 PG 80
Instrument Date	Feb 9, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 RHODODENDRON PL, ASHEVILLE, NC 28805-1131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 BRUSH CREEK RD, FAIRVIEW, NC 28730-9790

Mortgage

Document Number	0006184231
Date	Feb 11, 2022
Instrument	6184/231

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00 (+12.9%)	$264,200 (-)
2023	$1,612.00	$264,200	$264,200 (-) Land $47,400 Building $216,800
2021			$264,200 Land $47,400 Building $216,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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