388 Richards Rdg, Canton, NC 28716 Property Records

Haywood County property record for 388 Richards Rdg, Canton, NC 28716

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 2004
Lot Size	0.503 acres (21,932 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Mar 2022)
Tax Bill	$913 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8667-74-6554`

Property Details

APN / Parcel Number

Primary APN	`8667-74-6554`
Alternative APN	`272335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	21,932 sqft (0.503 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	272335
Street Address	388 RICHARDS RDG
City	CANTON
State	NC
Zip	28716-7801
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	388 RICHARDS RDG
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1036
Census Tract	920202

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	388 RICHARDS RDG, CANTON, NC 28716-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Mar 28, 2022	Warranty Deed, Transfer · FHA Mortgage 1ST SIGNATURE LENDING LLC
Mar 6, 2020	Warranty Deed, Transfer ECUSTA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20223276
Deed Book / Page	1058 / 2061
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Aug 26, 2026
Property Address	388 RICHARDS RDG, CANTON, NC 28716-7801
Document Number	0000007491
Book / Page	1160 / 415
Instrument Date	Jul 6, 2026
Instrument	20267491
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 RICHARDS RDG, CANTON, NC 28716-7801

Mortgage

Document Number	0000007491,
Date	Aug 26, 2026
Book Page	1160/415
Instrument	20267491

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Apr 1, 2052

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	388 RICHARDS RDG, CANTON, NC 28716-7801
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010541058
Date	Feb 1, 2022
Book Page	1054/1058
Instrument	2022001088

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 28, 2022
Property Address	388 RICHARDS RDG, CANTON, NC 28716-7801
Document Number	0010582061
Book / Page	1058 / 2061
Instrument Date	Jan 31, 2022
Instrument	2022003276
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2425 GREENVILLE HWY, 2425, BREVARD, NC 28712-7883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	388 RICHARDS RDG, CANTON, NC 28716-7801

Mortgage

Document Number	0010582064
Date	Mar 28, 2022
Instrument	1058/2064

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 6, 2020
Property Address	388 RICHARDS RDG, CANTON, NC 28716-7801
Document Number	0009922097
Book / Page	000992 / 002097
Instrument Date	Mar 4, 2020
Instrument	2168
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 OLD WOODS RD BREVARD NC 287126212, BREVARD, NC 28712-6212

Mortgage

Document Number	9922100
Date	Mar 6, 2020
Book Page	000992/002100
Instrument	2169

Lender

Name	ECUSTA CU
Type	Credit Union
Address	PISGAH FOREST, NC 28768

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (-) Land $27,000 Building $94,700
2025	$913.00	$121,700 (-) Land $27,000 Building $94,700	$121,700 (-) Land $27,000 Building $94,700
2023		$121,700 Land $27,000 Building $94,700	$121,700 (-) Land $27,000 Building $94,700
2021			$121,700 Land $27,000 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Spectrum.

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