368 Richards Rdg, Canton, NC 28716 Property Records

Haywood County property record for 368 Richards Rdg, Canton, NC 28716 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2000
Lot Size	2.11 acres (92,086 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Nov 2024)
Tax Bill	$1,756 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8667-74-3569`

Property Details

APN / Parcel Number

Primary APN	`8667-74-3569`
Alternative APNs	`265178` `286100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Heated Area
Gross Area	1,888 sqft
1st Floor Area	1,638 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,638 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	92,086 sqft (2.11 acres)

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	286100
Street Address	368 RICHARDS RDG
City	CANTON
State	NC
Zip	28716-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	368 RICHARDS RDG
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1036
Census Tract	920202

Owner

Source: Haywood County records · APN 8667-74-3569

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	368 RICHARDS RDG, CANTON, NC 28716-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOV'T EMPS FCU
Dec 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2024 · Amount on Record
Deed Sale	Nov 07, 2024 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20248989
Deed Book / Page	1117 / 1724
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	368 RICHARDS RDG, CANTON, NC 28716-7801
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 RICHARDS RDG, CANTON, NC 28716-7801
Investor	Possibly a Property Investor

Mortgage

Document Number	0011381599
Date	Oct 15, 2025
Book Page	1138/1599
Instrument	2025008784

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	368 RICHARDS RDG, CANTON, NC 28716-7801
Document Number	0010171022
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 RICHARDS RDG CANTON NC 287167801, CANTON, NC 28716-7801

Mortgage

Document Number	0010171022
Date	Dec 22, 2020
Book Page	001017/001022
Instrument	13747

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 22, 2020
Property Address	368 RICHARDS RDG, CANTON, NC 28716-7801
Document Number	0010171019
Book / Page	001017 / 001019
Instrument Date	Dec 22, 2020
Instrument	13746
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 RICHARDS RDG CANTON NC 287167801, CANTON, NC 28716-7801

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,700 (-) Land $45,200 Building $212,500
2025	$1,756.00	$257,700 (-) Land $45,200 Building $212,500	$257,700 (-) Land $45,200 Building $212,500
2023		$257,700 Land $45,200 Building $212,500	$257,700 (-) Land $45,200 Building $212,500
2021			$257,700 Land $45,200 Building $212,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	About 1 in 662 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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