Osceola County property record for 388 Pine Tree Bridge Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,091 sqft Heated Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,300 (2022) |
| Tax Bill | $5,930.00 (2025) |
| Primary APN | 132630066400010380 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,091 sqft Heated Area |
| Gross Area | 2,736 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished Garage |
| Fence | Fence |
|---|---|
| Patio Area | 723 sqft Patio |
| Porch | Open Porch |
| Porch Area | 204 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 388 PINE TREE BRIDGE TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6868 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 38 |
| Legal Subdivision | SOUTHERN PINES PHS 4 TAYLOR MORRISON HOM |
| Legal Phase | 4 |
| Legal Lot Number | 38 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 132630066400010380
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 388 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 26, 2022 | Special Warranty Deed, Transfer INSPIRED TITLE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Deed Doc Number | 0063052984 |
| Deed Book / Page | 6305 / 2984 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 388 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 388 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868 |
| Document Number | 0065090745 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 6509/745 |
| Instrument | 2023153916 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 388 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868 |
| Document Number | 0063052984 |
| Book / Page | 6305 / 2984 |
| Map Reference | MB 30 PG 155-158 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 2022158022 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,872.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 388 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,930.00 (-8.5%) Homeowner's exemption | $374,200 (+3.97%) Land $75,000 Building $299,200 | $374,200 (+3.97%) Land $75,000 Building $299,200 |
| 2023 | $6,481.00 (+700.12%) | $359,900 (+699.78%) Land $60,000 Building $299,900 | $359,900 (+699.78%) Land $60,000 Building $299,900 |
| 2022 | $810.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 283 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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