374 Pine Tree Bridge Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 374 Pine Tree Bridge Trl, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2022
Square Footage2,328 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$477,900 (2022)
Tax Bill$6,062.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-26-30-0664-0001-0390
Alternative APN
  • 263013066400010390

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,328 sqft Living Area
Gross Area2,878 sqft Gross Area
1st Floor1,288 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area170 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address374 PINE TREE BRIDGE TRL
CitySAINT CLOUD
StateFL
Zip34772-6868
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES PH 4 PB 30 PGS 155-158 LOT 39
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionSOUTHERN PINES PHS 4 TAYLOR MORRISON HOM
Legal Phase4
Legal Lot Number39
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 13-26-30-0664-0001-0390

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address374 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 22, 2022Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2022 · Amount on Record
Deed SaleNov 22, 2022 · Amount on Record
Deed Doc Number2022169464
Deed Book / Page6319 / 396
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 29, 2026
Property Address374 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868
Document Number0000084334
Book / Page6994 / 2081
Instrument DateJun 18, 2026
Instrument202684334
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address374 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868

Mortgage

Document Number0000084334,
DateJun 29, 2026
Book Page6994/2081
Instrument202684334
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 15, 2036
Interest
Rate6.51%
Max Rate-1%

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 22, 2022
Property Address374 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868
Document Number0063190396
Book / Page6319 / 396
Map ReferenceMB 30 PG 155
Instrument DateNov 22, 2022
Instrument2022169464
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,345.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

NameVerified Name
Address374 PINE TREE BRIDGE TRL, SAINT CLOUD, FL 34772-6868

Mortgage

Document Number0006319398
DateNov 22, 2022
Instrument6319/398
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,062.00 (+2.55%) Homeowner's exemption$381,600 (+5.24%) Land $75,000 Building $306,600$381,600 (+5.24%) Land $75,000 Building $306,600
2024$5,911.00 (+2.5%)
2023$5,767.00 (+611.98%) Homeowner's exemption$362,600 (+705.78%) Land $60,000 Building $302,600$362,600 (+705.78%) Land $60,000 Building $302,600
2022$810.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 283 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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