Merced County property record for 388 Ostrander Ave, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,127 sqft · built 2020 |
| Lot Size | 0.078 acres (3,398 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $304,500 (Apr 2020) |
| Tax Bill | $4,616 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-611-015-000 |
| Primary APN | 061-611-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,127 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 3,398 sqft (0.078 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-611-015 |
|---|---|
| Street Address | 388 OSTRANDER AVE |
| City | MERCED |
| State | CA |
| Zip | 95341-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | SIERRA VISTA UNIT 3 LOT 147 |
| Legal Subdivision | SIERRA VISTA |
| Legal Lot Number | 147 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2601 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 388 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INSPIRE HM LNS INC |
| Apr 30, 2020 | Grant Deed, Transfer · Conventional Mortgage INSPIRE HM LNS INC |
| Jan 26, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Jan 26, 2018 · Amount on Record |
| Deed Document Number | 202013926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 388 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000016330 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1045 SPERRY AVENUE F #112 PATTERSON CA 95363, 112, PATTERSON, CA 95363 |
| Document Number | 0000016330 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 16330 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 30, 2020 |
| Property Address | 388 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000013926 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 13926 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 388 OSTRANDER AVE MERCED CA 953418237, MERCED, CA 95341-8237 |
| Document Number | 13927 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 13927 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 26, 2018 |
| Property Address | 388 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000002446 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 2446 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,663.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $339,569 (+2%) Land $55,774 Building $283,795 | |
| 2025 | $4,616.00 (+7.22%) | $332,912 (+4.04%) Land $54,681 Building $278,231 |
| 2023 | $4,305.00 (+1.41%) | $319,986 Land $52,558 Building $267,428 |
| 2022 | $4,245.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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