Merced County property record for 385 Ostrander Ave, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,767 sqft · built 2020 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $415,000 (Apr 2022) |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-613-002-000 |
| Primary APN | 061-613-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,767 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-613-002 |
|---|---|
| Street Address | 385 OSTRANDER AVE |
| City | MERCED |
| State | CA |
| Zip | 95341-8237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | SIERRA VISTA UNIT 3 LOT 184 |
| Legal Subdivision | SIERRA VISTA |
| Legal Lot Number | 184 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2601 |
Source: Merced County records · APN 061-613-002-000
Assessment roll updated July 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5490 SUNSTAR CMN, FREMONT, CA 94555-2960 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| May 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 14, 2022 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 23, 2020 | Grant Deed, Transfer · VA Mortgage INSPIRE HM LNS INC |
| Jan 26, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2022 · Amount on Record |
| Deed Sale | Apr 14, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 202214982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 385 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 509 CLOVER CIR, MILPITAS, CA 95035-5048 |
| Document Number | 0000020523 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022020523 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 385 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 385 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000018330 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022018330 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 14, 2022 |
| Property Address | 385 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000014982 |
| Map Reference | MB 68 PG 28-31 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 2022014982 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 509 CLOVER CIR, MILPITAS, CA 95035-5048 |
| Document Number | 0000014983 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022014983 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 23, 2020 |
| Property Address | 385 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000020325 |
| Instrument Date | May 20, 2020 |
| Instrument | 20325 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 OSTRANDER AVE MERCED CA 953418237, MERCED, CA 95341-8237 |
| Document Number | 20326 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 20326 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 26, 2018 |
| Property Address | 385 OSTRANDER AVE, MERCED, CA 95341-8237 |
| Document Number | 0000002446 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 2446 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,663.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7815 N PALM AVE #101 FRESNO CA 937115531, 101, FRESNO, CA 93711-5531 |
| Investor | Possibly a Property Investor |
Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,808.00 (+4.65%) | $440,400 (+4.04%) Land $84,896 Building $355,504 |
| 2024 | $5,550.00 (+2.55%) | |
| 2023 | $5,412.00 (+38.95%) | $423,300 Land $81,600 Building $341,700 |
| 2022 | $3,895.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470026011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 254 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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