388 Middle St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 388 Middle St, Amherst, MA 01002

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,220 sqft · built 1976
Lot Size0.714 acres (31,086 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Feb 2020)
Tax Bill$10,554 (2026)
Deeds & MortgagesJan 2025 Line of Credit
Feb 2020 Sale & Mortgage
APNAMHE M:0023D B:0000 L:0059

Property Details

APN / Parcel Number

Primary APNAMHE M:0023D B:0000 L:0059
Alternative APN
  • 4613

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,220 sqft Living Area
Gross Area4,171 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area31,086 sqft (0.714 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4613
Street Address388 MIDDLE ST
CityAMHERST
StateMA
Zip01002-3016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSANDALWOOD ESTATES
Legal Lot Number59
JurisdictionAMHERST MA
Township / Civil DivisionAMHERST TOWN
Census Block Group2
Census Block2005
Census Tract820801

Owner

388 Middle St is owned and occupied by two individuals who bought it in February 2020.

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address388 MIDDLE ST, AMHERST, MA 01002-3016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2025Deed of Trust, Mortgage · Line of Credit
FLORENCE BANK
Feb 18, 2020Quit Claim Deed, Transfer · Conventional Mortgage
FLORENCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2020 · Amount on File
Deed SaleFeb 18, 2020 · Amount on File
Prior SaleDec 12, 2014
Deed Document Number20202925
Deed Book / Page13542 / 74
Prior Transfer DateFeb 5, 2020
Prior Transfer Doc13542-74
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMHERST MA
Property Address388 MIDDLE ST, AMHERST, MA 01002-3016
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number015326-268
DateJan 10, 2025
Book Page15326/268
Instrument202500000459
Lender
NameFLORENCE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAMHERST MA
Recording DateFeb 18, 2020
Property Address388 MIDDLE ST, AMHERST, MA 01002-3016
Document Number13542-74
Book / Page013542 / 000074
Instrument DateFeb 5, 2020
Instrument2925
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,938.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 CONCORD ST #2 NATICK MA 017604870, 2, NATICK, MA 01760-4870

Mortgage

Document Number13542-77
DateFeb 18, 2020
Book Page013542/000077
Instrument2926
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 388 Middle St was $10,554, up 10,146.6% from the year before.

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
MunicipalityAmherst Town City
CountyHampshire County
Elementary School DistrictAmherst School District (PK - 06)
Secondary School DistrictAmherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,554.00 (+10,146.6%)$624,100 (+8.77%) Land $237,100 Building $387,000$689,306 (+10.2%)
2025$103.00 (-98.97%)$573,800 (+5.75%) Land $217,700 Building $356,100$625,480
2024$10,044.00 (+4.95%)$542,600 (+13.97%) Land $205,500 Building $337,100
2023$9,570.00$476,100 Land $186,700 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 388 Middle St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMHERST DPW WATER DIVISION
serves 39,263 people · EPA ID MA1008000
Water SourceSurface water
Last State InspectionSep 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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