Seneca County and Waterloo Town property record for 388 E Main St, Waterloo, NY 13165 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Triplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1900 |
| Square Footage | 2,418 sqft Total Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Last Sale | $165,000 (2025) |
| Tax Bill | $4,366.00 (2025) |
| Primary APN | 453801 12-2-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,418 sqft Total Area |
| 1st Floor | 1,383 sqft 1st Floor |
| 2nd Floor | 1,035 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 19,166 sqft (0.44 acres) |
| Shed | 1 Shed |
| Porch | 1 Porch |
| Porch Area | 114 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 388 E MAIN ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9651 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Triplex |
| Legal Description | ELIZABETH COSAD-LIFE USE 12-2-33 MERGED 2001 ROLL |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records · APN 453801 12-2-31
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 ROCKLAN AVE, WATERLOO, NY 13165-1825 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 19, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance LYONS SAVINGS BANK |
| Aug 26, 2025 | Warranty Deed, Transfer · Stand Alone Refinance LYONS SAVINGS BANK |
| Jul 06, 2018 | Other, Transfer |
| Aug 31, 2012 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Jul 06, 2018 · Amount on Record |
| Deed Doc Number | 202571427 |
| Deed Book / Page | 1126 / 326 |
| Prior Transfer Date | Aug 31, 2012 |
| Prior Transfer Doc | 0000000859/000000000 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 388 E MAIN ST, WATERLOO, NY 13165-9651 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001931/110 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | 1931/110 |
| Instrument | 67512 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 26, 2025 |
| Property Address | 388 E MAIN ST, WATERLOO, NY 13165-9651 |
| Document Number | 001126/326 |
| Book / Page | 1126 / 326 |
| Instrument Date | Aug 06, 2025 |
| Instrument | 71427 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ROCKLAN AVE, WATERLOO, NY 13165-1825 |
| Document Number | 001965/187 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 1965/187 |
| Instrument | 71428 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2054 |
| Document Type | Other |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jul 06, 2018 |
| Property Address | 388 E MAIN ST, WATERLOO, NY 13165-9651 |
| Document Number | 000973/201 |
| Book / Page | 973 / 201 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 CAYUGA ST, SENECA FALLS, NY 13148-1223 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 31, 2012 |
| Property Address | 388 E MAIN ST, WATERLOO, NY 13165-9651 |
| Document Number | 0000000859/0000000001 |
| Book / Page | 0000000859 / 0000000001 |
| Instrument Date | Aug 31, 2012 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,366.00 (+100.74%) | $90,000 (-) Land $15,500 Building $74,500 | $147,500 (+16.36%) Land $25,403 Building $122,097 |
| 2023 | $90,000 Land $15,500 Building $74,500 | $126,761 Land $21,831 Building $104,930 | |
| 2019 | $2,175.00 |
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