384 E Main St, #386, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 384 E Main St, #386, Waterloo, NY 13165 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1910
Square Footage	2,380 sqft Total Area
Lot Size	6,970 sqft (0.16 acres)
Last Sale	$106,000 (2023)
Tax Bill	$4,223.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`453801 12-2-30`
Alternative APN	`380101200000020030000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	2,380 sqft Total Area
1st Floor	1,152 sqft 1st Floor
2nd Floor	1,228 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	6,970 sqft (0.16 acres)
Porch	1 Porch
Porch Area	588 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	384 E MAIN ST, 386
City	WATERLOO
State	NY
Zip	13165-9490
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	MB97-9
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	SENECA NY
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1008
Census Tract	950500

Owner

Source: Seneca County and Waterloo Town records · APN 453801 12-2-30

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2620 S GARTH AVE, LOS ANGELES, CA 90034-2118
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2023 · Amount on Record
Deed Sale	Jun 01, 2023 · Amount on Record
Prior Sale	Jan 08, 1997 · Amount on Record
Deed Book / Page	1078 / 256
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Jun 01, 2023
Property Address	384 E MAIN ST # 386, 386, WATERLOO, NY 13165-9490
Document Number	001078/256
Book / Page	1078 / 256
Instrument Date	May 23, 2023
Instrument	62922
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 E MAIN ST, WATERLOO, NY 13165-9490

Mortgage

Document Number	0001890278
Date	Jun 01, 2023
Instrument	1890/278

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,223.00 (+3.18%)	$87,000 (-) Land $11,400 Building $75,600	$142,600 (+11.49%) Land $18,686 Building $123,914
2024	$4,093.00 (+43.01%)	$87,000 (-) Land $11,400 Building $75,600	$127,900 (+4.38%) Land $16,759 Building $111,141
2023		$87,000 Land $11,400 Building $75,600	$122,535 Land $16,056 Building $106,479
2019	$2,862.00

Flood & Wildfire

Our records do not include FEMA flood map data for 384 E Main St, #386; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.