388 E Coker Rd, Homer, GA 30547 Property Records

Banks County property record for 388 E Coker Rd, Homer, GA 30547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 2004
Lot Size	7.46 acres (324,958 sqft)
Owner	Individual Name on File
Last Sale	$429,900 (Aug 2025)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B75 015G`

Property Details

APN / Parcel Number

Primary APN	`B75 015G`
Alternative APN	`8456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Heated Area
1st Floor Area	1,394 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	324,958 sqft (7.46 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	190 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8456
Street Address	388 E COKER RD
City	HOMER
State	GA
Zip	30547-2360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB 29-39
Legal Subdivision	WILLIAMS FRANCIS E SURV
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3010
Census Tract	970200

Owner

388 E Coker Rd is owned and occupied by an individual who bought it in August 2025.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Mailing Address	388 E COKER RD, HOMER, GA 30547-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on File
Deed Sale	Aug 4, 2025 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	0000582577
Deed Book / Page	582 / 577
Record Updated	Jun 8, 2026

August 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Aug 28, 2020
Property Address	388 E COKER RD, HOMER, GA 30547-2360
Document Number	000487/216
Book / Page	487 / 216
Instrument Date	Aug 28, 2020
Instrument	2020-000685
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 E COKER RD, HOMER, GA 30547-2360

Mortgage

Document Number	0000000487/0000000218
Date	Aug 31, 2020
Book Page	0000000487/0000000218

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 388 E Coker Rd was $2,094 with a homeowner's exemption, down 2.1% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,094.00 (-2.06%) Homeowner's exemption	$118,145 (+6.89%) Land $39,767 Building $78,378	$295,364 (+6.89%) Land $99,418 Building $195,946
2024	$2,138.00 (+27.87%) Homeowner's exemption	$110,531 (+8.16%) Land $36,152 Building $74,379	$276,327 (+8.16%) Land $90,380 Building $185,947
2023	$1,672.00 (-6.59%) Homeowner's exemption	$102,193 (+17.18%) Land $36,733 Building $65,460	$255,484 (+17.18%) Land $91,833 Building $163,651
2022	$1,790.00 Homeowner's exemption	$87,212 Land $31,647 Building $55,565	$218,030 Land $79,117 Building $138,913

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 E Coker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 E Coker Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Coker Rd

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