374 E Coker Rd, Homer, GA 30547 Property Records

Banks County property record for 374 E Coker Rd, Homer, GA 30547

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,216 sqft · built 2024
Lot Size	10.9 acres (475,675 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Apr 2022)
Tax Bill	$1,364 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B75 040`

Property Details

APN / Parcel Number

Primary APN	`B75 040`
Alternative APN	`8074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Gross Area

Exterior

Year Built	Built 2024
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	475,675 sqft (10.9 acres)
Deck Area	16 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8074
Street Address	374 E COKER RD
City	HOMER
State	GA
Zip	30547-2360
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ARR
Legal Description	TR 3
Legal Tract	3
Jurisdiction	BANKS GA
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3010
Census Tract	970200

Owner

374 E Coker Rd, a rural home, is owned and occupied by an individual who bought it in April 2022.

Source: Banks County records, as of November 13, 2025

Owner of Record	Individual Name on File
Mailing Address	374 E COKER RD, HOMER, GA 30547-2360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · FHA Mortgage RAPID MORTGAGE FUNDING
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage 21ST CENTURY MORTGAGE
Apr 22, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Deed Document Number	0000527202
Deed Book / Page	527 / 202
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	374 E COKER RD, HOMER, GA 30547-2360
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 E COKER RD, HOMER, GA 30547-2360
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000592/0000000590
Date	Jan 5, 2026
Book Page	0000000592/0000000590

Lender

Name	RAPID MORTGAGE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	374 E COKER RD, HOMER, GA 30547-2360
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 E COKER RD, HOMER, GA 30547-2360

Mortgage

Document Number	0000000556/0000000598
Date	Feb 20, 2024
Book Page	0000000556/0000000598

Lender

Name	21ST CENTURY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

April 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 22, 2022
Property Address	374 E COKER RD, HOMER, GA 30547-2360
Document Number	000527/202
Book / Page	527 / 202
Instrument Date	Apr 22, 2022
Instrument	2022-000377
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3710 ROLLING CREEK DR, BUFORD, GA 30519-4391
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 374 E Coker Rd was $1,364 with exemptions applied, up 42.8% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,364.00 (+42.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$93,602 (+93.09%) Land $51,652 Building $41,950	$234,004 (+93.09%) Land $129,129 Building $104,875
2024	$955.00 (+5.18%)	$48,476 (+8.64%) Land $46,956 Building $1,520	$121,190 (+8.64%) Land $117,390 Building $3,800
2023	$908.00 (+24.73%)	$44,621 (+28.75%) Land $43,680 Building $941	$111,552 (+28.74%) Land $109,200 Building $2,352
2022	$728.00	$34,658 Land $34,658	$86,646 Land $86,646

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 374 E Coker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 E Coker Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Coker Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures