370 Cedar St, Elko, NV 89801 Property Records

Elko County property record for 370 Cedar St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 854 sqft · built 1928
Lot Size	0.093 acres (4,051 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2025)
Tax Bill	$694 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-171-014`

Property Details

APN / Parcel Number

Primary APN	`001-171-014`
Alternative APN	`001-171-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	854 sqft Living Area
1st Floor Area	854 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,051 sqft (0.093 acres)

Exterior Amenities

Deck Area	144 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	102 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	370 CEDAR ST
City	ELKO
State	NV
Zip	89801-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	MALLETTS SUBDIVISION FILE 6,AND THE NELY 15.71 OF
Legal Subdivision	MALLETTS SUBDIVISION
Legal Block	64
Legal Lot Number	4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1019
Census Tract	951000

Owner

370 Cedar St is owned and occupied by an individual who bought it in September 2025.

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	370 CEDAR ST, ELKO, NV 89801-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Bargain and Sale Deed, Transfer · USDA Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 13, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 13, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Oct 13, 2023 · Amount on File
Deed Document Number	2025854217
Prior Transfer Date	Oct 10, 2023
Prior Transfer Doc	0000827604
Record Updated	Oct 29, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 5, 2025
Property Address	370 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000854217
Instrument Date	Sep 5, 2025
Instrument	854217
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, WFG NEVADA RW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 FLORA DR, SPRING CREEK, NV 89815-5723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 CEDAR ST, ELKO, NV 89801-3124

Mortgage

Document Number	0000854218
Date	Sep 5, 2025
Instrument	854218

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 13, 2023
Property Address	370 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000827605
Instrument Date	Oct 10, 2023
Instrument	827605
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CEDAR ST, ELKO, NV 89801-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 CEDAR ST, ELKO, NV 89801-3124

Mortgage

Document Number	0000827606
Date	Oct 13, 2023
Instrument	827606

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 13, 2023
Property Address	370 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000827603
Instrument Date	Oct 10, 2023
Instrument	827603
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 HAMILTON ST, CARLIN, NV 89822-9950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 HAMILTON ST, CARLIN, NV 89822-9950

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Oct 13, 2023
Property Address	370 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000827604
Instrument Date	Oct 10, 2023
Instrument	827604
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 COTTONWOOD DR, ELKO, NV 89801-8487

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ELKO NV
Recording Date	Sep 7, 2022
Property Address	370 CEDAR ST, ELKO, NV 89801-3124
Document Number	0000810510
Instrument Date	Sep 7, 2022
Instrument	810510
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 370 Cedar St was $694, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$694.00 (+5.47%)	$26,979 (-0.15%) Land $14,700 Building $12,279	$77,083 (-0.15%) Land $42,000 Building $35,083
2025	$658.00 (+2.81%)	$27,019 Land $14,700 Building $12,319	$77,197 Land $42,000 Building $35,197
2024	$640.00 (+9.22%)
2023	$586.00 (+36.28%)	$17,180 (+12.38%) Land $5,950 Building $11,230	$49,086 (+12.38%) Land $17,000 Building $32,086
2022	$430.00	$15,287 Land $5,950 Building $9,337	$43,677 Land $17,000 Building $26,677

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 370 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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