388 Cedar Ave, Islip, NY 11751 Property Records

Suffolk County and Islip Town property record for 388 Cedar Ave, Islip, NY 11751

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Sep 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`472889 444.-1-6`

Property Details

APN / Parcel Number

Primary APN	`472889 444.-1-6`
Alternative APNs	`0500-444.00-01.00-006.000` `288944400000010060000000` `472800912800` `034160`

Exterior

Lot Area	23,087 sqft (0.53 acres)
Lot Width	166 ft Width

Location & Zoning

Account Number	034160
Street Address	388 CEDAR AVE
City	ISLIP
State	NY
Zip	11751-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Description	X2216434Y179116 T059H00000000
Legal Block	4000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2014
Census Tract	147402

Owner

388 Cedar Ave is owned and occupied by two individuals.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	388 CEDAR AVE, ISLIP, NY 11751-4628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	388 CEDAR AVE, ISLIP, NY 11751-4628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229580649
Date	Sep 11, 2018
Book Page	22958/649
Instrument	18-0169685

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Islip Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$68,000 Land $16,300 Building $51,700
2024		$957,746 (+2.54%) Land $229,577 Building $728,169
2023	$68,000 Land $16,300 Building $51,700	$934,066 Land $223,901 Building $710,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 388 Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 127 policies
Nearby Flood Policies	127 in force
Nearby Flood Claims	187 (1978–2023)
Claims Outside the SFHA	79 of 187
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 109 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20