Suffolk County and Islip Town property record for 385 Cedar Ave, Islip, NY 11751
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Sep 2016) |
| Deeds & Mortgages | Jun 2021 Refinance May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 444.-2-5 |
| Primary APN | 472889 444.-2-5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 25,265 sqft (0.58 acres) |
|---|---|
| Lot Width | 137 ft Width |
| Account Number | 042270 |
|---|---|
| Street Address | 385 CEDAR AVE |
| City | ISLIP |
| State | NY |
| Zip | 11751-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AAA |
| Legal Description | X2216716Y179308 T059H00000000 |
| Legal Block | 4000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 147402 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 385 CEDAR AVE, ISLIP, NY 11751-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 1, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2016 · Amount on Record |
| Deed Sale | Sep 2, 2016 · Amount on Record |
| Prior Sale | Jun 19, 2000 · Amount on Record |
| Deed Book / Page | 12878 / 169 |
| Prior Transfer Date | Aug 16, 1993 |
| Prior Transfer Doc | 1165000861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 385 CEDAR AVE, ISLIP, NY 11751-4627 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232880275 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 23288/275 |
| Instrument | DM017457 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 385 CEDAR AVE, ISLIP, NY 11751-4627 |
| Document Number | 0229840749 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 385 CEDAR AVE ISLIP NY 117514627, ISLIP, NY 11751-4627 |
| Document Number | 0229840749 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 022984/000749 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST #, CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Islip Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $65,500 (-8.13%) Land $17,000 Building $48,500 | |
| 2024 | $1,004,226 (+2.54%) Land $239,437 Building $764,789 | |
| 2023 | $71,300 Land $17,000 Building $54,300 | $979,395 Land $233,516 Building $745,879 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 187 (1978–2023) |
| Claims Outside the SFHA | 79 of 187 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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