3878 Rte 430, Bemus Point, NY 14712 Property Records

Chautauqua County and Ellery Town property record for 3878 Rte 430, Bemus Point, NY 14712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 4,362 sqft · built 2018
Lot Size	1.4 acres (60,988 sqft)
Owner	2 Individuals on Record
Tax Bill	$21,719 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Mortgage
APN	`063689 333.00-1-13.1`

Property Details

APN / Parcel Number

Primary APN	`063689 333.00-1-13.1`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,362 sqft Living Area
1st Floor Area	2,992 sqft
Basement Area	1,370 sqft
Finished Basement	1,370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	60,988 sqft (1.4 acres)
Lot Dimensions	316 ft deep x 193 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,040 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3878 ROUTE 430
City	BEMUS POINT
State	NY
Zip	14712-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	13.001
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	ELLERY
Census Block Group	2
Census Block	2025
Census Tract	36902

Owner

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3878 ROUTE 430, BEMUS POINT, NY 14712-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Balloon Mortgage CATTARAUGUS COUNTY BANK
Jul 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage CATTARAUGUS COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3878 ROUTE 430, BEMUS POINT, NY 14712-9535
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020002433
Date	Jun 5, 2020
Instrument	MT2020002433

Lender

Name	CATTARAUGUS COUNTY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	3878 ROUTE 430, BEMUS POINT, NY 14712-9535
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019002909
Date	Jul 26, 2019
Instrument	MT2019002909

Lender

Name	CATTARAUGUS COUNTY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ellery Town
Unified School District	Bemus Point Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,719.00	$729,800 (-) Land $21,600 Building $708,200	$1,177,100 (+12.42%) Land $34,839 Building $1,142,261
2023		$729,800 (-) Land $21,600 Building $708,200	$1,047,100 (+12.77%) Land $30,991 Building $1,016,109
2022		$729,800 Land $21,600 Building $708,200	$928,500 Land $27,481 Building $901,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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